Management

True Community Banking is about creating and building relationships. Our relationship banking philosophy is what drives us; seeing the difference it makes in our community is what inspires us.

Management

Our executive team has over 100 years of combined banking experience on the Central Coast—they know our communities, they know banking, and they understand the symbiotic relationship between the two.

Executive Team

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Jeff DeVine

President and CEO

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Joanne Funari

Executive Vice President & Chief Operating Officer

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Michelle Martinich

Executive Vice President, Chief Financial Officer

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Eusebio Cordova, Jr.

Executive Vice President, Chief Credit Officer

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Laurel Sykes

Executive Vice President, Chief Compliance & Risk Officer

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Paul Abramson

Executive Vice President, Chief Technology Officer

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Branch Management

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Jason Kaufman

Vice President, Branch Manager

Send E-mail
805 730 7869
NMLSR: #1038283
Location: Santa Barbara

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Amanda Hillas

Assistant Vice President, Service Manager

Send E-mail
805 730 7868
Location: Santa Barbara

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Katie Stewart

Assistant Vice President, Branch Manager

Send E-mail
805 335 8117
NMLSR: #1166460
Location: Montecito

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Lisa French

Assistant Vice President, Branch Manager

Send E-mail
805 770 1309
Location: Goleta

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Dustin Reese

Vice President, Branch Manager

Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

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Michelle Brewster

Assistant Service Manager

Send E-mail
805-540-6238
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles

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Julie Ezzo

Assistant Service Manager

Send E-mail
805-296-1774
Location: Paso Robles

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Additional Management

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Steven Harding

Executive Vice President, Regional President

Send E-mail
805-540-6244
Location: San Luis Obispo

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Darren Doi

Senior Vice President, Credit Manager

Send E-mail
805 730 4983
Location: Santa Barbara

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Lori Murray

Senior Vice President, Residential Lending Manager

Send E-mail
805-730-4987
NMLSR: #742373
Location: Santa Barbara

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Neil Amarante

Senior Vice President, Senior Lending Officer

Send E-mail
805-296-1777
NMLSR: #1659757
Location: Paso Robles

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Jay Beck

Senior Vice President, Regional Commercial Banking Manager

Send E-mail
805-540-6230
NMLSR: #402326
Location: San Luis Obispo

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Barbara Caballero-Muñoz

Senior Vice President, Loan Administration Manager

Send E-mail
805 730 7894
NMLSR: #704126
Location: Santa Barbara

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Tony Meyer

Senior Vice President, Treasurer

Send E-mail
805 335 8124

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Bobby Boyes

First Vice President, Banking Relationship Manager

Send E-mail
805-730-7864
NMLSR: #1484454
Location: Santa Barbara

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Rechelle Ringer, CFMP

First Vice President, Manager of Products and Marketing

Send E-mail
805 730 4996
Location: Montecito

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Dora Foto

First Vice President, Director of Internal Audit

Send E-mail
805 335 8120
Location: Santa Barbara

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Jon Apilado

Vice President, Controller

Send E-mail
805 730 7872
Location: Santa Barbara

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Kylleen Wisham, AAP, NCP

Vice President, Digital Banking Manager

Send E-mail
805 730 4995
Location: Santa Barbara

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Kim Gibas

Vice President, Senior Retail Service & Support Manager

Send E-mail
805 335 8135
Location: Santa Barbara

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Renee Howard

Vice President, Assistant SBA Manager

Send E-mail
805-540-6235
Location: San Luis Obispo

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Raoul Robles

Vice President, Information Systems Officer

Send E-mail
805 770 1321
Location: Santa Barbara

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Debby Deneault

Assistant Vice President, Community & Board Relations Officer

Send E-mail
805 730 7882
Location: Santa Barbara

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Holly Carroll

Assistant Vice President, Central Operations Manager

Send E-mail
805-979-3852

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"American Riviera was helpful all through the process of buying our first home. They were patient and had an answer for every question. They were so great, we came back to purchase our next home!"
Kelly and Elizabeth Hahn