Management
Our executive team has over 100 years of combined banking experience on the Central Coast—they know our communities, they know banking, and they understand the symbiotic relationship between the two.
Branch Management ¶

Jason Kaufman¶
Vice President, Branch Manager
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805 730 7869
NMLSR: #1038283
Location: Santa Barbara

Katie Stewart¶
Assistant Vice President, Branch Manager
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805 335 8117
NMLSR: #1166460
Location: Montecito


Dustin Reese¶
Vice President, Branch Manager
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805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

Michelle Brewster¶
Assistant Service Manager
Send E-mail
805-540-6238
Location: San Luis Obispo

Heidi Cummings¶
Vice President, Branch Manager
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805-296-1771
NMLSR: #1038237
Location: Paso Robles

Additional Management ¶

Steven Harding¶
Executive Vice President, Regional President
Send E-mail
805-540-6244
Location: San Luis Obispo

Darren Doi¶
Senior Vice President, Credit Manager
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805 730 4983
Location: Santa Barbara

Lori Murray¶
Senior Vice President, Residential Lending Manager
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805-730-4987
NMLSR: #742373
Location: Santa Barbara

Neil Amarante¶
Senior Vice President, Senior Lending Officer
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805-296-1777
NMLSR: #1659757
Location: Paso Robles

Jay Beck¶
Senior Vice President, Regional Commercial Banking Manager
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805-540-6230
NMLSR: #402326
Location: San Luis Obispo

Barbara Caballero-Muñoz¶
Senior Vice President, Loan Administration Manager
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805 730 7894
NMLSR: #704126
Location: Santa Barbara


Bobby Boyes¶
First Vice President, Banking Relationship Manager
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805-730-7864
NMLSR: #1484454
Location: Santa Barbara

Rechelle Ringer, CFMP¶
First Vice President, Manager of Products and Marketing
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805 730 4996
Location: Montecito

Dora Foto¶
First Vice President, Director of Internal Audit
Send E-mail
805 335 8120
Location: Santa Barbara


Kylleen Wisham, AAP, NCP¶
Vice President, Digital Banking Manager
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805 730 4995
Location: Santa Barbara

Kim Gibas¶
Vice President, Senior Retail Service & Support Manager
Send E-mail
805 335 8135
Location: Santa Barbara

Renee Howard¶
Vice President, SBA Manager
Send E-mail
805-540-6235
Location: San Luis Obispo

Raoul Robles¶
Vice President, Information Systems Officer
Send E-mail
805 770 1321
Location: Santa Barbara

Customer Testimonial¶
American Riviera Bank knows and cares about our customers.
