American Riviera Reserve Line

American Riviera Reserve Line

It can happen to anyone, but it doesn't have to. A miscalculation, a purchase you forget to record, a delay in getting paid...all things that can lead to your checking account dipping below zero.

Protect your account and avoid returned checks and costly fees by applying for an American Riviera Reserve Line, a personal line of credit that automatically transfers money to cover checking account shortfalls up to your approved and available credit amount.

  • Line of credit from $500 to $10,000*
  • Automatically transfers to cover overdrafts in increments of $50
  • You can pay on your ARRL balance at any time online
  • Minimum payments are automatically deducted from your linked checking account
  • No annual fees or transfer fees
  • Fixed interest rate

*Subject to credit application and approval.

Ask an Expert

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Neil Amarante

Senior Vice President, Senior Lending Officer

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805-296-1777
NMLSR: #1659757
Location: Paso Robles

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Jay Beck

Senior Vice President, Regional Commercial Banking Manager

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805-540-6230
NMLSR: #402326
Location: San Luis Obispo

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Jason Wilson

Senior Vice President, Sr. Commercial Banking Officer

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805-730-7863
NMLSR: #1460816
Location: Santa Barbara

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Andrew Chung

Vice President, Sr. Commercial Banking Officer

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805-730-7862
NMLSR: #1460572
Location: Santa Barbara

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Customer Testimonial

American Riviera Bank knows and cares about our customers.

"I love American Riviera Bank. The level of service is very personalized. It's like banking with friends that you trust."
Sasha Ablitt, Ablitt's Fine Cleaners