American Riviera Reserve Line
It can happen to anyone, but it doesn't have to. A miscalculation, a purchase you forget to record, a delay in getting paid...all things that can lead to your checking account dipping below zero.
Protect your account and avoid returned checks and costly fees by applying for an American Riviera Reserve Line, a personal line of credit that automatically transfers money to cover checking account shortfalls up to your approved and available credit amount.
- Line of credit from $500 to $10,000*
- Automatically transfers to cover overdrafts in increments of $50
- You can pay on your ARRL balance at any time online
- Minimum payments are automatically deducted from your linked checking account
- No annual fees or transfer fees
- Fixed interest rate
*Subject to credit application and approval.
Ask an Expert¶
Bobby Boyes¶
First Vice President, Banking Relationship Manager
Send E-mail
805-730-7864
NMLSR: #1484454
Location: Santa Barbara
Dustin Reese¶
Vice President, Branch Manager
Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo
Heidi Cummings¶
Vice President, Branch Manager
Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles
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Customer Testimonial¶
American Riviera Bank knows and cares about our customers.
