American Riviera Reserve Line
It can happen to anyone, but it doesn't have to. A miscalculation, a purchase you forget to record, a delay in getting paid...all things that can lead to your checking account dipping below zero.
Protect your account and avoid returned checks and costly fees by applying for an American Riviera Reserve Line, a personal line of credit that automatically transfers money to cover checking account shortfalls up to your approved and available credit amount.
- Line of credit from $500 to $10,000*
- Automatically transfers to cover overdrafts in increments of $50
- You can pay on your ARRL balance at any time online
- Minimum payments are automatically deducted from your linked checking account
- No annual fees or transfer fees
- Fixed interest rate
*Subject to credit application and approval.
Ask an Expert

Neil Amarante
Senior Vice President, Senior Lending Officer
Send E-mail
805-296-1777
NMLSR: #1659757
Location: Paso Robles

Jay Beck
Senior Vice President, Regional Commercial Banking Manager
Send E-mail
805-540-6230
NMLSR: #402326
Location: San Luis Obispo

Jason Wilson
Senior Vice President, Sr. Commercial Banking Officer
Send E-mail
805-730-7863
NMLSR: #1460816
Location: Santa Barbara

Andrew Chung
Vice President, Sr. Commercial Banking Officer
Send E-mail
805-730-7862
NMLSR: #1460572
Location: Santa Barbara
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