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Business Money Market

Give your balance an extra boost with higher interest while still enjoying easy access to your money.

Minimum to open	$100
Monthly service charge	$8
Balance needed to waive monthly service charge	5,000 average monthly collected balance¹
Transaction limitations	10 withdrawals per statement cycle
Excessive Activity Fee	$15 per item
Monthly paper statement fee	N/A
Features	Earns Interest—Calculated daily, paid monthly FREE online & mobile banking² FREE instant-issue contactless business Mastercard^® debit card FREE identity theft monitoring with enrollment FREE card alerts with enrollment FREE overdraft transfers FREE notary services FREE incoming wires

1. The average monthly collected balance is calculated by adding the collected principal in the account for each day of the month and dividing that figure by the number of days in the month.
2. May upgrade online banking to include wires and/or ACH for additional fees. See Fee Schedule.

Ask an Expert¶

Bobby Boyes¶

First Vice President, Banking Relationship Manager

Send E-mail
805 730 7864
NMLSR: #1484454
Location: Santa Barbara

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Dustin Reese¶

Vice President, Branch Manager

Send E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings¶

First Vice President, Regional Branch Manager

Send E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles

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Rogelio Aguilar¶

Vice President, Banking Relationship Officer

Send E-mail
805 979 3850
Location: Goleta

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Business Interest Checking¶

Packed with features and discounts your business needs and a competitive interest rate that makes every dollar count. Nonprofits pay no monthly service charge with Business Interest Ch…

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Business Savings¶

Turn your reserves into a powerful asset for your company's future. Whether you're a startup looking to build a safety net or an established firm aiming to maximize returns, smart saving can bec…

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Business Online Banking¶

Only pay for the products you need with our build-your-own online and mobile banking platform.

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Customer Testimonial¶

American Riviera Bank knows and cares about our customers.

"We were just one location with a great product and great sales, but most banks wouldn't help us with the financing we needed to expand. So we talked to a bank in our own backyard: American Riviera Bank. Now we have six locations and a great relationship with American Riviera Bank."

Dan Goddard and Pete Heth, Backyard Bowls

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Business Money Market

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Dustin Reese¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

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Business Interest Checking¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

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Deposit accounts ¶

Small Business Administration Loans ¶

Loans ¶

Banking Services ¶

Business Solutions¶

Deposit Accounts ¶

Loans and Credit ¶

Fraud Protection ¶

Accounts Receivable Solutions ¶

Accounts Payable Solutions ¶

Banking Services ¶

Reporting and Liquidity ¶

Commercial Solutions¶

Checking ¶

Savings ¶

Other Services ¶

Digital Banking ¶

Personal Loans ¶

Residential Loans ¶

Personal Solutions¶

Community ¶

Resources ¶

Community¶

Access Personal and Small Business Digital Banking¶

Access Commercial Banking¶

Ask an Expert¶

Bobby Boyes¶

Dustin Reese¶

Heidi Cummings¶

Rogelio Aguilar¶

Related products¶

Business Interest Checking¶

Business Savings¶

Business Online Banking¶

Customer Testimonial¶