Consider a commercial real estate loan to re-amortize an existing loan balance and lower your monthly payments. Loans are also available to purchase new commercial real estate. We offer flexible terms, with up to a 30-year amortization depending on the useful life of the property, and fixed or variable rate options.
Nonprofit lending is also available!
Bridge loans give you the option to take more time between transactions by providing short-term financing to close on a new property using the equity in your current property while you prepare to sell. In today's real estate market, sale-contingent offers can make sellers nervous and can put you at a disadvantage if you are competing with multiple offers.
Our bridge loans are specialized and tailored to your specific needs until you’re able to secure long-term financing. We also offer both reverse or traditional 1031 exchange loans.
Does a bridge loan sound right for you? Our residential lending experts are here to help!
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American Riviera Bank knows and cares about our customers.
Senior Vice President, Regional Commercial Relationship Manager
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805 730 7862
NMLSR: #1460572
Location: Santa Barbara
Vice President, Portfolio Manager
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805 540 6231
NMLSR: #1821456
Location: San Luis Obispo
Senior Vice President, Sr. Commercial Banking Officer
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805 730 7863
NMLSR: #1460816
Location: Santa Barbara
Fixed-asset financing to assist you in expanding your businesses, such as real estate purchases or machinery and equipment with a longer useful life.
Our fast approval process, personalized service and local decision-making ensures your business gets the financial support it needs, when it needs it. With deep industry expertise and a strong commun…
We offer a diverse range of ag loans tailored to meet the unique needs of farmers and ranchers in our community. Experience the difference of local decision-making and a quick approval process that…
American Riviera Bank knows and cares about our customers.
