|Minimum to open||$100|
|Monthly service charge||$17|
|Balance needed to waive monthly service charge||$10,000 average monthly balance1|
$20,000 average combined monthly balance
|Other ways to waive monthly service charge||20 debit card purchases per month|
|Activity fees||First 250 debits/credits FREE, then $.30 per debit/credit|
|Monthly paper statement fee||$5|
Waived with electronic statement enrollment
|Monthly features||Earns interest—calculated daily, paid monthly|
Up to $12 domestic ATM surcharge refunds
Up to $75 discount on 1st order of checks at account opening
5 FREE cashier's checks
5 FREE initial stop payments
$10 discount on one (1) digital banking service:
- Positive Pay
- Remote Deposit Capture
FREE online & mobile banking with bill pay2
FREE overdraft transfers
FREE notary services
FREE incoming wires
FREE contactless business MasterCard debit card
Link your accounts to take advantage of our combined balance option!
The term "combined balance," when determining criteria to avoid the monthly service charge, means the average monthly collected balance of your Business Interest Checking account together with the average monthly combined balances3 of your other American Riviera Bank business deposit accounts.
Your Business Interest Checking account is not automatically linked to your eligible American Riviera Bank business deposit accounts. If you would like to link your eligible business deposit accounts to avoid the monthly service charge with combined balances, please notify us at account opening.
1. The average monthly collected balance is calculated by adding the collected principal in the account for each day of the month and dividing that figure by the number of days in the month.
2. May upgrade online banking to include wires and/or ACH for additional fees. See Fee Schedule.
3. The combined average monthly balance is determined on the statement date of the Business Interest Checking account.
American Riviera Bank knows and cares about our customers.