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Money Market

Give your balance an extra boost with higher interest while still enjoying easy access to your money.¶

Minimum to open	$100
Monthly service charge	$8
Balance needed to waive monthly service charge	$5,000 average monthly collected balance¹
Transaction limitations	10 withdrawals per statement cycle
Excessive activity fee	$15 per item
Monthly paper statement fee	N/A
Features	Earns Interest—Calculated daily, paid monthly FREE online & mobile banking with bill pay and mobile deposit FREE instant-issue contactless Mastercard^® debit card - FREE identity theft monitoring with enrollment - FREE card alerts with enrollment FREE overdraft transfers FREE notary services FREE incoming wires

1. The average monthly collected balance is calculated by adding the collected principal in the account for each day of the month and dividing that figure by the number of days in the month.

Apply now online in just a few minutes, or visit your local branch to get assistance from one of our banking experts.¶

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Ask an Expert¶

Bobby Boyes¶

First Vice President, Banking Relationship Manager

Send E-mail
805 730 7864
NMLSR: #1484454
Location: Santa Barbara

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Dustin Reese¶

Vice President, Branch Manager

Send E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings¶

First Vice President, Regional Branch Manager

Send E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles

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Health Savings Accounts¶

Invest in your physical and financial health.

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Certificates of Deposit¶

Certificates of Deposit are time-tested financial tools offering a win-win combination of safety and predictable returns. Whether you're saving for a big purchase or building your nest egg, CDs provi…

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Personal Savings¶

Start building your nest egg, saving for a particular goal, or just putting a little extra aside for a rainy day.

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Customer Testimonial¶

American Riviera Bank knows and cares about our customers.

"It's great to bank with American Riviera because you get to know bankers who are involved in your community, and they get to know about your business, too."

Willie Contreras, Top Shop Automotive

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Access Commercial Banking¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Money Market

Give your balance an extra boost with higher interest while still enjoying easy access to your money.¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Apply now online in just a few minutes, or visit your local branch to get assistance from one of our banking experts.¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Ask an Expert¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Bobby Boyes¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Dustin Reese¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Heidi Cummings¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Related products¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Health Savings Accounts¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Certificates of Deposit¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Personal Savings¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Customer Testimonial¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Deposit accounts ¶

Small Business Administration Loans ¶

Loans ¶

Banking Services ¶

Business Solutions¶

Deposit Accounts ¶

Loans and Credit ¶

Fraud Protection ¶

Accounts Receivable Solutions ¶

Accounts Payable Solutions ¶

Banking Services ¶

Reporting and Liquidity ¶

Commercial Solutions¶

Checking ¶

Savings ¶

Other Services ¶

Digital Banking ¶

Personal Loans ¶

Residential Loans ¶

Personal Solutions¶

Community ¶

Resources ¶

Community¶

Access Personal and Small Business Digital Banking¶

Access Commercial Banking¶

Give your balance an extra boost with higher interest while still enjoying easy access to your money.¶

Apply now online in just a few minutes, or visit your local branch to get assistance from one of our banking experts.¶

Ask an Expert¶

Bobby Boyes¶

Dustin Reese¶

Heidi Cummings¶

Related products¶

Health Savings Accounts¶

Certificates of Deposit¶

Personal Savings¶

Customer Testimonial¶