| Minimum to open | $100 |
| Monthly service charge | $25 |
| Balance needed to waive monthly service charge | $15,000 average monthly collected balance1 OR $30,000 average monthly combined balance |
| Other ways to waive monthly service charge | 30 debit card purchases per month |
| Activity fees | First 500 debits/credits FREE, then $.30 per deibt/credit |
| Monthly paper statement fee | $5 Waived with electronic statement enrollment |
| Monthly Features | Unlimited domestic ATM surcharge refunds Up to $100 discount on 1st order of checks at account opening 10 FREE cashier's checks 10 FREE initial stop payments $25 discount on the total cost of two (2) of the following digital banking services: - ACH - Positive Pay - Remote Deposit Capture - Wires FREE online and mobile banking with bill pay2 FREE overdraft transfers FREE notary services FREE incoming wires FREE contactless business MasterCard debit card |
Link your accounts to take advantage of our combined balance option!
The term "combined balance," when determining criteria to avoid the monthly service charge, means the average monthly collected balance of your Pinnacle Checking account together with the average monthly combined balances3 of your other American Riviera Bank business deposit accounts.
Your Pinnacle Checking account is not automatically linked to your eligible American Riviera Bank business deposit accounts. If you would like to link your eligible business deposit accounts to avoid the monthly service charge with combined balances, please notify us at account opening.
1. The average monthly collected balance is calculated by adding the collected principal in the account for each day of the month and dividing that figure by the number of days in the month.
2. May upgrade online banking to include wires and/or ACH for additional fees. See Fee Schedule.
3. The combined average monthly balance is determined on the statement date of the Pinnacle Checking account.
First Vice President, Banking Relationship Manager
Send
E-mail
805 730 7864
NMLSR: #1484454
Location: Santa Barbara
Vice President, Branch Manager
Send
E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo
Vice President, Branch Manager
Send
E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
Powerful functionality for corporate customers with large volumes of accounts and transactions.
A convenient payment solution with lower costs and fast processing times.
American Riviera Bank knows and cares about our customers.
