Keeping it simple doesn't mean losing out on great features. With a variety of ways to avoid the monthly service charge, Simply Checking is the perfect fit for those who use their checking account a lot and don't want to worry about maintaining high balances.
| Minimum to open | $25 |
| Monthly service charge | $5 |
| Balance needed to waive monthly service charge | $1,000 average monthly collected balance1 or $5,000 average monthly combined balance2 |
| Other ways to waive monthly service charge | 10 debit card purchases per month3 or Monthly direct deposit or Student (12-24 years) or 65 years or greater |
| Monthly paper statement fee | $2 Waived with electronic statement enrollment, as well as for students (12-24 years) or 65 years or greater |
| Monthly features | No overdraft fees4 No deposit item returned fees (when a check you deposit is returned) No redeposit fees (when you re-deposit a check that was previously returned) Up to $12 domestic ATM surcharge refunds $10 discount on 1st order of checks at account opening FREE debit card - FREE identity theft monitoring with enrollment - FREE card controls and alerts with enrollment FREE overdraft transfers with enrollment FREE notary services FREE incoming wires |
Bank On, led by national nonprofit organization the Cities for Financial Empowerment Fund (CFE Fund), works to ensure everyone has access to a safe, affordable transactional banking account. The National Bank On Certification Seal certifies that American Riviera Bank® has met all the requirements and is actively working to expand access to safe and affordable banking in the communities we serve. We are proud to offer a Bank On account to our community!
Vice President, Branch Manager
Send
E-mail
805 730 7869
NMLSR: #1038283
Location: Santa Barbara
Assistant Vice President, Branch Manager
Send
E-mail
805 335 8117
NMLSR: #1166460
Location: Montecito
Vice President, Senior Client Services Officer
Send
E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo
American Riviera Bank knows and cares about our customers.
