Individual Retirement Accounts
When it comes to saving for retirement, financial experts agree the earlier you start, the more you'll end up with, and the better off you'll be. An IRA can help ensure a comfortable retirement with tax-advantaged* savings that pay higher earnings than a standard savings account.
- Invest up to $6,000 per year (over age 50 and catch up of $1,000.00 is permitted)
- Competitive, tiered rates
- No setup fees
- No annual service fees**
- Roth and traditional options available
- FDIC insured up to $250,000
*Consult a tax advisor for more information
**Penalties may apply for early withdrawals
Ask an Expert
Bobby Boyes
Vice President, Banking Relationship Manager
Send E-mail
805-730-7864
NMLSR: #1484454
Location: Santa Barbara
Dustin Reese
Assistant Vice President, Banking Relationship Officer
Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo
Heidi Cummings
Vice President, Branch Manager
Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles
Related products
Certificate of Deposit Account Registry Service (CDARS)
Maximize FDIC insurance while managing multiple CDs—all in one convenient place.
Money Market
Maximize earnings on your higher savings balance with competitive, tiered interest.
Customer Testimonial
American Riviera Bank knows and cares about our customers.
