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Individual Retirement Accounts

When it comes to saving for retirement, financial experts agree the earlier you start, the more you'll end up with, and the better off you'll be. An IRA can help ensure a comfortable retirement with tax-advantaged* savings that pay higher earnings than a standard savings account.

Invest up to $7,000 per year (over age 50 and catch up of $1,000.00 is permitted)
Competitive, tiered rates
No setup fees
No annual service fees**
Roth and traditional options available
FDIC insured up to $250,000

*Consult a tax advisor for more information
**Penalties may apply for early withdrawals

Ask an Expert¶

Bobby Boyes¶

First Vice President, Banking Relationship Manager

Send E-mail
805 730 7864
NMLSR: #1484454
Location: Santa Barbara

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Dustin Reese¶

Vice President, Branch Manager

Send E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings¶

First Vice President, Regional Branch Manager

Send E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles

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Health Savings Accounts¶

Invest in your physical and financial health.

Learn More

Money Market¶

Maximize earnings on your higher savings balance with a competitive, tiered interest.

Learn More

Customer Testimonial¶

American Riviera Bank knows and cares about our customers.

"I love American Riviera Bank. The level of service is very personalized. It's like banking with friends that you trust."

Sasha Ablitt, Ablitt's Fine Cleaners

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Individual Retirement Accounts

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Deposit accounts ¶

Small Business Administration Loans ¶

Loans ¶

Banking Services ¶

Business Solutions¶

Deposit Accounts ¶

Loans and Credit ¶

Fraud Protection ¶

Accounts Receivable Solutions ¶

Accounts Payable Solutions ¶

Banking Services ¶

Reporting and Liquidity ¶

Commercial Solutions¶

Checking ¶

Savings ¶

Other Services ¶

Digital Banking ¶

Personal Loans ¶

Residential Loans ¶

Personal Solutions¶

Community ¶

Resources ¶

Community¶

Access Personal and Small Business Digital Banking¶

Access Commercial Banking¶

Ask an Expert¶

Bobby Boyes¶

Dustin Reese¶

Heidi Cummings¶

Related products¶

Health Savings Accounts¶

Money Market¶

Customer Testimonial¶