Individual Retirement Accounts

Individual Retirement Accounts

When it comes to saving for retirement, financial experts agree the earlier you start, the more you'll end up with, and the better off you'll beAn IRA can help ensure a comfortable retirement with tax-advantaged* savings that pay higher earnings than a standard savings account.

  • Invest up to $6,000 per year (over age 50 and catch up of $1,000.00 is permitted)
  • Competitive, tiered rates
  • No setup fees
  • No annual service fees**
  • Roth and traditional options available
  • FDIC insured up to $250,000

*Consult a tax advisor for more information
**Penalties may apply for early withdrawals

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Bobby Boyes

Vice President, Banking Relationship Manager

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805-730-7864
NMLSR: #1484454
Location: Santa Barbara

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Dustin Reese

Assistant Vice President, Branch Manager

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805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

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805-296-1771
NMLSR: #1038237
Location: Paso Robles

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Health Savings Accounts

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Certificate of Deposit Account Registry Service (CDARS)

Maximize FDIC insurance while managing multiple CDs—all in one convenient place.

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Money Market

Maximize earnings on your higher savings balance with competitive, tiered interest.

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