HSAs grant you tax advantages1 on funds set aside for medical expenses if you have a high-deductible insurance plan. Funds contributed to the account are not subject to income tax at the time of deposit, and accrue interest until you use them for qualified healthcare costs.
| Minimum to open | $100 |
| Monthly service charge | N/A |
| Balance needed to waive monthly service charge | N/A |
| Transaction limitations | Unlimited access within IRS guidelines |
| Monthly paper statement fee | $2 Waived with electronic statement enrollment |
| Monthly features | Earns interest—calculated daily, paid monthly Funds remain with you if you change jobs or retire (after age 65, may use funds penalty-free for any purpose) Up to $12 domestic ATM surcharge refunds FREE online & mobile banking with bill pay FREE notary services FREE incoming wires FREE contactless MasterCard debit card - FREE identity theft monitoring with enrollment - FREE card alerts with enrollment |
1. Consult a tax advisor for more information
Client Relationship Manager
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805 730 7877
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Location: Santa Barbara
Vice President, Branch Manager
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Location: San Luis Obispo
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Location: Paso Robles
Earn a fixed interest rate to help reach your long term financial goals.
Maximize earnings on your higher savings balance with a competitive, tiered interest.
Start building your nest egg, saving for a particular goal, or just putting a little extra aside for a rainy day.
American Riviera Bank knows and cares about our customers.
