HSAs grant you tax advantages1 on funds set aside for medical expenses if you have a high-deductible insurance plan. Funds contributed to the account are not subject to income tax at the time of deposit, and accrue interest until you use them for qualified healthcare costs.
Minimum to open | $100 |
Monthly service charge | N/A |
Balance needed to waive monthly service charge | N/A |
Transaction limitations | Unlimited access within IRS guidelines |
Monthly paper statement fee | $2 Waived with electronic statement enrollment |
Monthly features | Earns interest—calculated daily, paid monthly Funds remain with you if you change jobs or retire (after age 65, may use funds penalty-free for any purpose) Up to $12 domestic ATM surcharge refunds FREE online & mobile banking with bill pay FREE notary services FREE incoming wires FREE contactless Mastercard® debit card - FREE identity theft monitoring with enrollment - FREE card alerts with enrollment |
1. Consult a tax advisor for more information
Client Relationship Manager
Send
E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara
Vice President, Branch Manager
Send
E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo
First Vice President, Regional Branch Manager
Send
E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles
Earn a fixed interest rate to help reach your long term financial goals.
Maximize earnings on your higher savings balance with a competitive, tiered interest.
Start building your nest egg, saving for a particular goal, or just putting a little extra aside for a rainy day.
American Riviera Bank knows and cares about our customers.