Portfolio Loans

Our Portfolio loans are underwritten, approved and funded right here on the Central Coast. We offer fast, flexible and creative solutions for your situation.

We provide Portfolio financing for:

Non-warrantable condominiums

An investor who already has 10 mortgage loans and wants to finance another property

Cash out on investment properties

Hobby Farms

Bridge/Temporary Financing

Loans to Trusts

Non-occupant co-borrowers

Non-traditional income

More!

Start your application online today or reach out to one of our experts below - we are happy to walk you through the process!

Ask an Expert¶

Lori Murray¶

Senior Vice President, Residential Lending Manager

Send E-mail
805 730 4987
NMLSR: #742373
Location: Santa Barbara

LinkedIn Bio .vcf card

Crystal Rem¶

Vice President, Residential Lending Officer

Send E-mail
805 730 4985
NMLSR: #809030
Location: Santa Barbara

LinkedIn Bio .vcf card

Maria Lyon¶

Assistant Vice President, Residential Lending Officer

Send E-mail
805 540 6239
NMLSR: #370362
Location: San Luis Obispo

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Bridge Loans¶

Need to purchase your new home before selling your current home?

Learn More

Loans to Trusts¶

Is your property held in trust? Our seasoned mortgage experts are knowledgeable in even the most complex mortgage transactions!

Learn More

Conventional Loans¶

Our mortgage experts have access to a variety of loan programs to meet your needs. Come meet our home loan specialists—and start packing!

Learn More

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Portfolio Loans

Portfolio Loans

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Crystal Rem¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

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Checking¶

Savings¶

CD/IRA/HSA¶

Small Business Administration Loans¶

Loans¶

Digital Banking¶

Business Solutions¶

Checking¶

Savings¶

CD/IRA/HSA¶

Loans¶

Digital Banking¶

Corporate Solutions¶

Checking¶

Savings¶

CD/IRA/HSA and More¶

Personal Loans¶

Residential Loans¶

Residential Construction Loans¶

Digital Banking¶

Personal Solutions¶

Community¶

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Ask an Expert¶

Lori Murray¶

Crystal Rem¶

Maria Lyon¶

Related products¶

Bridge Loans¶

Loans to Trusts¶

Conventional Loans¶

Customer Testimonial¶