Portfolio Loans
Our Portfolio loans are underwritten, approved and funded right here on the Central Coast. We offer fast, flexible and creative solutions for your situation.
We provide Portfolio financing for:
- Non-warrantable condominiums
- An investor who already has 10 mortgage loans and wants to finance another property
- Cash out on investment properties
- Hobby Farms
- Bridge/Temporary Financing
- Loans to Trusts
- Non-occupant co-borrowers
- Non-traditional income
- More!
Start your application online today or reach out to one of our experts below - we are happy to walk you through the process!
Ask an Expert¶
Lori Murray¶
Senior Vice President, Residential Lending Manager
Send E-mail
805-730-4987
NMLSR: #742373
Location: Santa Barbara
Crystal Rem¶
Vice President, Residential Lending Officer
Send E-mail
805-730-4985
NMLSR: #809030
Location: Santa Barbara
Maria Lyon¶
Assistant Vice President, Residential Lending Officer
Send E-mail
805-540-6239
NMLSR: #370362
Location: San Luis Obispo
Mark Chandler¶
Assistant Vice President, Residential Lending Officer
Send E-mail
805-296-1681
NMLSR: #742379
Location: Paso Robles
Related products¶
Loans to Trusts¶
Is your property held in trust? Our seasoned mortgage experts are knowledgeable in even the most complex mortgage transactions!
Conventional Loans¶
Our mortgage experts have access to a variety of loan programs to meet your needs. Come meet our home loan specialists—and start packing!
Customer Testimonial¶
American Riviera Bank knows and cares about our customers.
