Portfolio Loans

Portfolio Loans

Our Portfolio loans are underwritten, approved and funded right here on the Central Coast. We offer fast, flexible and creative solutions for your situation.

We provide Portfolio financing for:

  • Non-warrantable condominiums
  • An investor who already has 10 mortgage loans and wants to finance another property
  • Cash out on investment properties
  • Hobby Farms
  • Bridge/Temporary Financing
  • Loans to Trusts
  • Non-occupant co-borrowers
  • Non-traditional income
  • More!

Ask an Expert

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Lori Murray

Senior Vice President, Residential Lending Manager

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805-730-4987
NMLSR: #742373
Location: Santa Barbara

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Crystal Rem

Vice President, Residential Lending Officer

Send E-mail
805-730-4985
NMLSR: #809030
Location: Santa Barbara

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Maria Lyon

Assistant Vice President, Residential Lending Officer

Send E-mail
805-540-6239
NMLSR: #370362
Location: San Luis Obispo

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Mark Chandler

Assistant Vice President, Residential Lending Officer

Send E-mail
805-296-1681
NMLSR: #742379
Location: Paso Robles

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Related products

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Bridge Loans

Need to purchase your new home before selling your current home?

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Loans to Trusts

Is your property held in trust? Our seasoned mortgage experts are knowledgeable in even the most complex mortgage transactions!

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Conventional Loans

Our mortgage experts have access to a variety of loan programs to meet your needs. Come meet our home loan specialists—and start packing!

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"American Riviera was helpful all through the process of buying our first home. They were patient and had an answer for every question. They were so great, we came back to purchase our next home!"
Kelly and Elizabeth Hahn