Our branches and offices will be closed on Friday, July 4, in observance of Independence Day.

There are scammers targeting local residents. If you receive an inbound call claiming to be from ARB or another bank, please hang up and call back using the published number for assistance. Learn more here.

Locations | Hours

American Riviera Bank® is a community bank in Santa Barbara and San Luis Obispo Counties.

Main Line: 805 965 5942 ¶

Email: [email protected]

Mailing Address: P.O. Box 329, Santa Barbara, CA 93102

Branches¶

Santa Barbara¶

1033 Anacapa Street
Santa Barbara, CA 93101
805 979 3545
Monday to Friday, 9:00AM—5:00PM
ATM on site

Montecito¶

525 San Ysidro Road, Suite G
Montecito, CA 93108
805 335 8110
Monday to Friday, 9:00AM—5:00PM
ATM on site

Goleta¶

5880 Calle Real
Goleta, CA 93117
805 770 1300
Monday to Friday, 9:00AM—5:00PM
Drive-up window
ATM on site

Santa Maria ¶

2605 Miller Street, Suite 108
Santa Maria, CA 93455
805 621 6390
Monday to Friday, 9:00AM—5:00PM

San Luis Obispo¶

1085 Higuera Street, Suite 100
San Luis Obispo, CA 93401
805 540 6240
Monday to Friday, 9:00AM—5:00PM
ATM on site

Atascadero¶

7035 El Camino Real
Atascadero, CA 93422
805 859 5100
Monday to Friday, 9:00AM—5:00PM

Paso Robles¶

1601 Spring Street
Paso Robles, CA 93446
805 296 1690
Monday to Friday, 9:00AM—5:00PM
Drive-up window
ATM on site

Loan Offices¶

Santa Barbara Residential Lending¶

1033 Anacapa Street
Santa Barbara, CA 93101
805 335 8150
Monday to Friday, 9:00AM—5:00PM

Santa Barbara Commercial Lending¶

3780 State Street, 2nd Floor
Santa Barbara, CA 93105
805 965 5942
Monday to Friday, 9:00AM—5:00PM
No branch services

Commercial Lending and Administration Office

Santa Maria Commercial Banking Center¶

2605 Miller Street, Suite 108
Santa Maria, CA 93455
805 621 6390
Monday to Friday, 9:00AM—5:00PM

San Luis Obispo Commercial Lending¶

1085 Higuera Street
San Luis Obispo, CA 93401
805 540 6260
Monday to Friday, 9:00AM—5:00PM

Holidays¶

American Riviera Bank observes the following State/Federal Holidays:

New Year's Day
Martin Luther King, Jr. Day
Presidents Day
Memorial Day
Juneteenth National Independence Day
Independence Day
Labor Day
Indigenous People's Day
Veterans Day
Thanksgiving Day
Christmas Day

NOTE: When holidays land on Sunday, we close in observance the following Monday.

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Community¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Access Personal and Small Business Digital Banking¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Access Commercial Banking¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Locations | Hours

Main Line: 805 965 5942¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Branches¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Santa Barbara¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Montecito¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Goleta¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Santa Maria ¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

San Luis Obispo¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Atascadero¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Paso Robles¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Loan Offices¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Santa Barbara Residential Lending¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Santa Barbara Commercial Lending¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Santa Maria Commercial Banking Center¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

San Luis Obispo Commercial Lending¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Holidays¶ .anchor-link { font-size: .5em; vertical-align: super; text-decoration: none; }

Deposit accounts ¶

Small Business Administration Loans ¶

Loans ¶

Banking Services ¶

Business Solutions¶

Deposit Accounts ¶

Loans and Credit ¶

Fraud Protection ¶

Accounts Receivable Solutions ¶

Accounts Payable Solutions ¶

Banking Services ¶

Reporting and Liquidity ¶

Commercial Solutions¶

Checking ¶

Savings ¶

Other Services ¶

Digital Banking ¶

Personal Loans ¶

Residential Loans ¶

Personal Solutions¶

Community ¶

Resources ¶

Community¶

Access Personal and Small Business Digital Banking¶

Access Commercial Banking¶