Positive Pay

Positive Pay

We’re serious about helping our business account holders manage risk and detect fraudulent transactions before they can hurt their bottom lines or reputations. To that end, we offer a comprehensive transaction management and risk mitigation solution, designed to meet the needs of our corporate clients.

Our comprehensive transaction management system encompasses check positive pay, ACH positive pay, account reconciliation, and automated ACH reporting—all in a single platform. This powerful fraud detection tool helps you customize and automate the way you monitor transactions, and enables you to validate payee information, manage exceptions, and more.

See our Fee Schedule for details on Positive Pay fees.


  • Check Positive Pay
  • Payee Match
  • ACH Positive Pay
  • Automated Processing
  • Exception Management
  • Account & Deposit Reconciliation
  • Corporate Reporting

Want to try it out?

Take a test drive with our demo site!

User Guides

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Digital Support

Send E-mail
805 880 7606

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Business Online Banking

Only pay for the products you need with our build-your-own online and mobile banking platform.

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Remote Deposit Capture

Scan and transmit up to 30 checks at a time, all from the comfort of your office.

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Wire Transfers

Move cash confidently across the country or worldwide.

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"We would not have survived the crisis without American Riviera Bank. They got me federal assistance and made it easy. Now all my restaurants are open, and all my staff are back. That feels really good."
Carlos Luna, Flor de Maiz, Santo Mezcal, and Los Agaves restaurants