True Community Banking

What does True Community Banking mean? It means working together to find solutions under even the most trying of circumstances.

Access your online account

Personal Banking

Banking is about more than just checking and savings accounts. As a full-service community bank, we offer all the options you’d expect at a big bank from bankers who know you by name and can help you pick the best products and services to meet your needs.

Business Banking

Every business is unique, which is why our business banking experts take the time to learn about your company's needs so we can offer the best solutions. We offer accounts and services that give you the maximum amount of flexibility and choice.

Corporate Banking

Your success strengthens more than just your business—it strengthens our community. Our business banking experts are here to make your day-to-day operations simpler and your long-term goals more achievable.

Financial Literacy Month

April is Financial Literacy Month and we have something special for all ages! Our new Financial Wellness Center offers courses, articles, and calculators to help you get, and stay, on track to reach your financial goals. Topics include retirement savings, basic bookkeeping, creating a budget, setting up a business, preparing for college and so much more.

Plus, during the month of April, Kids and Teens can earn rewards for completing our online courses!

Learn more

PPP Forgiveness Webinar

You can access the recording of our PPP Forgiveness Webinar here. We will continue to post updates to our blog and FAQs as we receive new information.

Watch recording

Digital Wallet

Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card in stores using your smart phone or watch at contact-less payment terminals by employing near-field communication. You can also make purchases in apps and online and do person-to-person transactions.

Learn more


The current crisis has changed the way we live, the way we do business, and the way we bank.

Please visit our COVID-19 Resource page for information about local resources, safe banking options, help for businesses, and ways to avoid becoming a victim of fraud during this time.

You will also find resources on topics like Paycheck Protection Program loans, elder abuse prevention and more in our blog, podcast, and webinar archives.

Learn more

Why .BANK?

Our new .BANK domains help to prevent phishing attacks against our employees, customers and vendors by providing a visual identification cue for our emails and websites, and strong anti-spoofing technologies behind the scenes. Going forward, you can authenticate our emails and website simply by looking for the .BANK (rather than .com) at the end of our email addresses and at the end of our URL.

If it’s not .BANK, it’s not us. Some of our trusted vendors use different domains, however we will verify the legitimacy and link to them directly from our .BANK website for convenience.

Always start at our .BANK site!

Learn more

Latest News & Articles

Talking to Your Partner About Money

Blog April 19, 2021 by Idea Vault Blog

When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Positive and frequent communication is key.

American Riviera Bank’s Lights, Camera, Save! Local Winner Se…

News item March 18, 2021 by American Riviera Bank

American Riviera Bank’s Lights, Camera, Save! local winner, Amelyse Wong of Santa Barbara, has been named a national finalist by the American Bankers Association Foundation. Lights, Camera, Save! is an annual video contest that encourages teens ages…

Financial Literacy Part 2: Providing Financial Education in…

Podcast April 13, 2021 by Regional Pulse Podcast

Laurel Sykes, Executive Vice President, Compliance and Risk Manager at American Riviera Bank, continues our two-part series on financial literacy with special guests Robb Schiff, longtime educator and AVID Coordinator with the Santa Barbara Unified…