True Community Banking

What does True Community Banking mean? It means working together to find solutions under even the most trying of circumstances.

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Personal Banking

Banking is about more than just checking and savings accounts. As a full-service community bank, we offer all the options you’d expect at a big bank from bankers who know you by name and can help you pick the best products and services to meet your needs.

Business Banking

Every business is unique, which is why our business banking experts take the time to learn about your company's needs so we can offer the best solutions. We offer accounts and services that give you the maximum amount of flexibility and choice.

Corporate Banking

Your success strengthens more than just your business—it strengthens our community. Our business banking experts are here to make your day-to-day operations simpler and your long-term goals more achievable.

Best Places to Work

We are honored to have been named one of the Central Coast's Best Places to Work. Out of more than 1,000 nominations, American Riviera Bank was once again chosen as one of the top 50 employers on the Central Coast. 

Are you interested in joining our team?

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Digital Wallet

Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card in stores using your smart phone or watch at contact-less payment terminals by employing near-field communication. You can also make purchases in apps and online and do person-to-person transactions.

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Card Alerts

Card alerts allow you to be more active in monitoring your account transactions and reporting suspicious activity by sending you near real-time alerts via email or SMS (text)1. Select from a variety of alerts like international transactions, declines, and cash back so you can notify us as soon as possible when things don't look right.

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    PPP Forgiveness Webinar

    You can access the recording of our PPP Forgiveness Webinar here. We will continue to post updates to our blog and FAQs as we receive new information.

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    The current crisis has changed the way we live, the way we do business, and the way we bank.

    Please visit our COVID-19 Resource page for information about local resources, safe banking options, help for businesses, and ways to avoid becoming a victim of fraud during this time.

    You will also find resources on topics like Paycheck Protection Program loans, elder abuse prevention and more in our blog, podcast, and webinar archives.

    Learn more

    Why .BANK?

    Our new .BANK domains help to prevent phishing attacks against our employees, customers and vendors by providing a visual identification cue for our emails and websites, and strong anti-spoofing technologies behind the scenes. Going forward, you can authenticate our emails and website simply by looking for the .BANK (rather than .com) at the end of our email addresses and at the end of our URL.

    If it’s not .BANK, it’s not us. Some of our trusted vendors use different domains, however we will verify the legitimacy and link to them directly from our .BANK website for convenience.

    Always start at our .BANK site!

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    Latest News & Articles

    Working with a Mortgage Lender

    Blog June 14, 2021 by American Riviera Bank

    As we continue our series for National Homeownership Month, let's talk about the relationship between the homebuyer and the mortgage lender. Finding the right mortgage lender and knowing what to provide them is crucial to the buying process.

    OTC Markets Group Welcomes American Riviera Bank (Santa Barba…

    News item June 14, 2021 by OTC Markets

    NEW YORK, June 14, 2021 /PRNewswire/ -- OTC Markets Group Inc. (OTCQX: OTCM), operator of financial markets for 11,000 U.S. and global securities, today announced American Riviera Bank (Santa Barbara, CA) (OTCQX: ARBV), a full-service community bank…

    Financial Literacy Part 2: Providing Financial Education in…

    Podcast May 11, 2021 by Regional Pulse Podcast

    Laurel Sykes, Executive Vice President, Compliance and Risk Manager at American Riviera Bank, continues our two-part series on financial literacy with special guests Robb Schiff, longtime educator and AVID Coordinator with the Santa Barbara Unified…