True Community Banking

What does True Community Banking mean? It means working together to find solutions under even the most trying of circumstances.

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Personal Banking

Banking is about more than just checking and savings accounts. As a full-service community bank, we offer all the options you’d expect at a big bank from bankers who know you by name and can help you pick the best products and services to meet your needs.

Business Banking

Every business is unique, which is why our business banking experts take the time to learn about your company's needs so we can offer the best solutions. We offer accounts and services that give you the maximum amount of flexibility and choice.

Corporate Banking

Your success strengthens more than just your business—it strengthens our community. Our business banking experts are here to make your day-to-day operations simpler and your long-term goals more achievable.

Lights, Camera, Save!

If you’re between 13 and 18 and ready to put your creativity (and your personal finance knowledge) to the test, then the American Bankers Association Foundation Lights, Camera, Save! video contest is for you! Send in a 30-second video about ways to be financially responsible, along with your Contestant Submission Packet, and you’re on your way to winning.

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The current crisis has changed the way we live, the way we do business, and the way we bank.

Please visit our COVID-19 Resource page for information about local resources, safe banking options, help for businesses, and ways to avoid becoming a victim of fraud during this time.

You will also find resources on topics like Paycheck Protection Program loans, elder abuse prevention and more in our blog, podcast, and webinar archives.

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NEW: Digital Wallet

Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card in stores using your smart phone or watch at contact-less payment terminals by employing near-field communication. You can also make purchases in apps and online and do person-to-person transactions.

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Why .BANK?

Our new .BANK domains help to prevent phishing attacks against our employees, customers and vendors by providing a visual identification cue for our emails and websites, and strong anti-spoofing technologies behind the scenes. Going forward, you can authenticate our emails and website simply by looking for the .BANK (rather than .com) at the end of our email addresses and at the end of our URL.

If it’s not .BANK, it’s not us. Some of our trusted vendors use different domains, however we will verify the legitimacy and link to them directly from our .BANK website for convenience.

Always start at our .BANK site!

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Every day, thousands of people fall victim to fraudulent emails, texts, and calls from scammers pretending to be their bank. Check out these fun, informative videos from the American Banker's Association to help with best practices for phishing defense!

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Latest News & Articles

SBA Issues a “Reminder” on Loan Review Procedures for PPP Loa…

Blog January 25, 2021 by Laurel Sykes

On Saturday night SBA issued a “reminder” regarding their ability to review PPP loans. SBA’s interim final rule on SBA Loan Review Procedures and Related Borrower and Lender Responsibilities indicates that SBA may review any PPP loan, of any size,…

American Riviera Bank Reports Earnings and Growth

News item October 26, 2020 by Michelle Martinich

Santa Barbara, California (October 26, 2020) – American Riviera Bank (OTC Markets: ARBV) announced today unaudited net income of $5,000,000 ($0.99 per share) for the nine months ended September 30, 2020. This represents a 4% increase in net income…

The Impact of the Pandemic on Residential Real Estate on the…

Podcast November 29, 2020 by Regional Pulse Podcast

Lori Murray, Senior Vice President and Residential Lending Manager at American Riviera Bank and Nancy Hamilton, of Calgano & Hamilton Real Estate Partners in Montecito, discuss the residential real estate market on the Central Coast during the…