True Community Banking

What does True Community Banking mean? It means matching our expertise with yours to find solutions for your unique needs.

Personal Banking

Banking is about more than just checking and savings accounts. As a full-service community bank, we offer all the options you’d expect at a big bank from bankers who know you by name and can help you pick the best products and services to meet your needs.

Business Banking

Every business is unique, which is why our business banking experts take the time to learn about your company's needs so we can offer the best solutions. We offer accounts and services that give you the maximum amount of flexibility and choice.

Corporate Banking

Your success strengthens more than just your business—it strengthens our community. Our business banking experts are here to make your day-to-day operations simpler and your long-term goals more achievable.

NEW Credit Card Options!

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

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Business Checking Help

Maximizing the benefits of your business checking account starts with selecting the right account. Not sure which is best for your business? Try our product picker!

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Improve your bill pay experience

Biller Direct is a debit card-enabled bill pay solution designed to dramatically improve your bill pay experience.

Not only will it handle all your bills in an easier, more intuitive way, it also allows you to make payments with your ARB debit card in real time - so you know exactly when your bills are paid.

Sign up for Biller Direct today!

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Apply for a mortgage from the comfort of your home!

Our secure Online Mortgage Portal lets you apply for a mortgage loan when and where its convenient for you. Create an account to come back later and finish or check on the status of your application.

Get started

Corporate Online Banking

Enjoy all the benefits of Business Online Banking, with additional functionality designed for high-volume businesses who need more sophisticated features.

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    Why .BANK?

    Our .BANK domains help to prevent phishing attacks against our employees, customers and vendors by providing a visual identification cue for our emails and websites, and strong anti-spoofing technologies behind the scenes. Going forward, you can authenticate our emails and website simply by looking for the .BANK (rather than .com) at the end of our email addresses and at the end of our URL.

    If it’s not .BANK, it’s not us. Some of our trusted vendors use different domains, however we will verify the legitimacy and link to them directly from our .BANK website for convenience.

    Always start at our .BANK site!

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    Latest News & Articles


    Shining the Light on Elder Abuse

    Blog June 16, 2022 by Laurel Sykes

    In the last few years, the calls I receive from a friend or family member of a victim of financial elder abuse have increased exponentially. People are looking for guidance on how to stop it, or how to recover money that has been lost. Unfortunately…


    American Riviera Bancorp Reports Quarterly Earnings

    News item July 22, 2022 by Michelle Martinich

    Santa Barbara, California (July 21, 2022) – American Riviera Bancorp (“Company”) (OTCQX: ARBV), holding company of American Riviera Bank (“Bank”), announced today unaudited net income of $5.7 million ($1.10 per share) for the six months ended June…


    National Elder Abuse Awareness Month: Chronic Victimization…

    Podcast June 29, 2022 by Regional Pulse Podcast

    Laurel Sykes, Executive Vice President and Chief Risk Officer at American Riviera Bank, continues her discussion with Vicki Johnson, Deputy District Attorney from the Santa Barbara County District Attorney's office in part two of the series recorded…