True Community Banking

What does True Community Banking mean? It means matching our expertise with yours to find solutions for your unique needs.

Access your online account

Personal Banking

Banking is about more than just checking and savings accounts. As a full-service community bank, we offer all the options you’d expect at a big bank from bankers who know you by name and can help you pick the best products and services to meet your needs.

Business Banking

Every business is unique, which is why our business banking experts take the time to learn about your company's needs so we can offer the best solutions. We offer accounts and services that give you the maximum amount of flexibility and choice.

Corporate Banking

Your success strengthens more than just your business—it strengthens our community. Our business banking experts are here to make your day-to-day operations simpler and your long-term goals more achievable.

Improve your bill pay experience

Biller Direct is a debit card-enabled bill pay solution designed to dramatically improve your bill pay experience.

Not only will it handle all your bills in an easier, more intuitive way, it also allows you to make payments with your ARB debit card in real time - so you know exactly when your bills are paid.

Sign up for Biller Direct today!

Learn more

Apply for a mortgage from the comfort of your home!

Our secure Online Mortgage Portal lets you apply for a mortgage loan when and where its convenient for you. Create an account to come back later and finish or check on the status of your application.

Get started

Corporate Online Banking

Enjoy all the benefits of Business Online Banking, with additional functionality designed for high-volume businesses who need more sophisticated features:

  • A dashboard to increase productivity by helping you organize all your accounts, view different balances, and access quick links and widgets
  • Advanced entitlements including templates for user roles
  • Multi-transfer
  • Multi-wire origination
  • RTN lookup
  • Recipient upload from batch payments
  • Batch wire uploads
  • Account labels
  • File mapper
  • FX International Wire rates
  • Daily reports that can be filtered, scheduled and deleted
  • Enhanced security (IP address restriction, physical and soft tokens)
Learn more

Digital Wallet

Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card in stores using your smart phone or watch at contact-less payment terminals by employing near-field communication. You can also make purchases in apps and online and do person-to-person transactions.

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Why .BANK?

Our .BANK domains help to prevent phishing attacks against our employees, customers and vendors by providing a visual identification cue for our emails and websites, and strong anti-spoofing technologies behind the scenes. Going forward, you can authenticate our emails and website simply by looking for the .BANK (rather than .com) at the end of our email addresses and at the end of our URL.

If it’s not .BANK, it’s not us. Some of our trusted vendors use different domains, however we will verify the legitimacy and link to them directly from our .BANK website for convenience.

Always start at our .BANK site!

Learn more

Latest News & Articles

Reasons to Refinance

Blog January 17, 2022 by Idea Vault Blog

Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with.

American Riviera Bank Reports 20% Core Loan Growth

News item October 26, 2021 by Michelle Martinich

Santa Barbara, California (October 25, 2021) – American Riviera Bank (OTCQX: ARBV) announced today unaudited net income of $9,082,000 ($1.77 per share) for the nine months ended September 30, 2021. This represents an 82% increase in net income from…

When the Lights Come Back On: The Santa Barbara Bowl

Podcast August 10, 2021 by Regional Pulse Podcast

Laurel Sykes, Executive Vice President and Chief Risk Officer of American Riviera Bank, sits down with Rick Boller of the Santa Barbara Bowl to discuss the how the Bowl has made use of the unexpected time off to accelerate its improvements and enhan…