Conventional Loans

Our mortgage experts have access to many loan programs available in the market. We keep you informed from initial application through funding to ensure a smooth transaction.

Fixed Rate Mortgages¶

• Interest rate never changes over the life of the loan, so your mortgage payment will stay the same.  (Keep in mind your property taxes and home insurance could go up during term of loan).
• Ideal if you plan to stay in home for a good number of years.
• Provides peace of mind with fixed payment and makes budgeting easier.
• Available for refinance or purchase of a 1-4 family home including condominiums for primary or second home, and investment properties.

Adjustable Rate Mortgages¶

• Combines an initial fixed rate period with a variable rate thereafter.  
• Typically offers a lower initial interest rate and payment thus increasing your buying power to afford a higher priced home.
• Ideal if you plan to sell or pay-off your loan after only a few years, or if your income increases over time.
• Available for refinance or purchase of a 1-4 family home including condominiums for primary or second home, and investment properties.

Jumbo Loans¶

• Allows for a higher mortgage amount than conventional financing enabling qualified buyers and homeowners to purchase or refinance higher priced homes.
• Fixed and Adjustable rate options.
• Available for 1-4 family home including condominiums for primary or second home, and investment properties.

As well as many other products—let us help you decide which is best for you!

Start your application online today or reach out to one of our experts below - we are happy to walk you through the process!