Kids Savings Account
A special, high-interest savings account for children/grandchildren of account holders, ages 17 and under. There's no minimum balance to get started, and no quarterly maintenance fees, so they can sit back and watch their money grow!
The Kids Savings account offers a tiered interest rate that pays a higher rate on balances of up to $500 to give your young saver a boost to bigger savings down the road.
Account Balance Annual Percentage Yield (APY)*
| $500 and under | 10.00% APY |
| Over $500 | .10% APY |
- No quarterly maintenance fee
- Online and mobile banking
- Electronic or paper statements—your choice!
NOTE: We will not accept online account requests from persons under 18 years of age.
*APY (Annual Percentage Yield) information is accurate as of November 30,2020 and is subject to change at any time. Fees may reduce earnings. See additional terms and conditions governing deposit accounts in the Deposit Account Agreement and Schedule of Fees and Charges included in your new account materials. No minimum deposit to open; however, 10.00% APY will only apply to balances of up to $500.
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Matthew Limon
Client Relationship Manager
Send E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara
Dustin Reese
Assistant Vice President, Banking Relationship Officer
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805-540-6243
NMLSR: #1097395
Location: San Luis Obispo
Heidi Cummings
Vice President, Branch Manager
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805-296-1771
NMLSR: #1038237
Location: Paso Robles
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