Every business is unique, which is why our business banking experts take the time to learn about your company's needs so we can offer the best solutions. We offer accounts and services that give you the maximum amount of flexibility and choice.
Make the most of your money with business deposit accounts designed for your unique business needs.
Not sure which is best for your business? Try our product picker:
Designed specifically for small or growing businesses who need a checking account with essential services, but don't do a lot of transactions.
Every business needs a good foundation.
Designed especially for mid-sized businesses with moderate balances and transactions who are looking for discounts on services.
Elevated Checking takes your business to the next level of business banking.
A premier checking account for businesses looking for more room for account activity plus premium benefits and discounts.
Pinnacle Checking offers peak rewards for high balance accounts.
Packed with features and discounts your business needs and a competitive interest rate that makes every dollar count.
Nonprofits pay no monthly service charge with Business Interest Checking.
Turn your reserves into a powerful asset for your company's future.
Whether you're a startup looking to build a safety net or an established firm aiming to maximize returns, smart saving can become your secret weapon in the competitive business world.
Business Money Market accounts combine the flexibility of a checking account with higher-earnings potential, allowing you to make the most of your idle funds while maintaining easy access to your capital.
Stop trying to manage multiple banks and statements.
Place all your deposits with American Riviera Bank with multi-million dollar FDIC coverage and consolidated reporting.
Certificates of Deposit are time-tested financial tools offering a win-win combination of safety and predictable returns.
Whether you're saving for a big purchase or building your nest egg, CDs provide a stable foundation for your financial future.
Lower down-payment options and longer repayment terms, with expert lenders to walk you though it.
Government-guaranteed financing that allows for more flexible terms, including loans to help you start or buy a business. Already own a business? Consider an SBA 7(a) to expand your operations.
Fixed-asset financing to assist you in expanding your businesses, such as real estate purchases or machinery and equipment with a longer useful life.
Our lending experts structure solutions based on your unique situation.
Our fast approval process, personalized service and local decision-making ensures your business gets the financial support it needs, when it needs it. With deep industry expertise and a strong community focus, we're more than just a bank – we're your strategic partner in growth.
We offer a diverse range of ag loans tailored to meet the unique needs of farmers and ranchers in our community. Experience the difference of local decision-making and a quick approval process that keeps pace with the demanding agricultural calendar.
Start with a strong foundation for your next construction project. Whether you're building your dream home, expanding your business, or embarking on a custom project, our local experts are here to guide you every step of the way.
Ready to take advantage of current opportunities in the real estate market? Whatever kind of real estate you want to buy or renovate, our real estate lending experts are here to help.
Convenient and efficient ways to go about your business.
Only pay for the products you need with our build-your-own online and mobile banking platform.
Speed up your funds availability and eliminate unnecessary trips to the bank by scanning and transmitting multiple checks at a time, all from the comfort of your office.
Lower costs and speed up processing times with ACH Payments.
Tired of chasing payments? Let American Riviera Bank revolutionize your accounts receivable process with preauthorized ACH drafts and collections.
Our wire transfer service isn't just about moving money—it's about giving you control, security, and peace of mind.
Fight back against business check and ACH fraud. Our comprehensive transaction management system encompasses check positive pay and ACH positive pay—in a single platform.
Offering enhanced fraud and identity theft protection along with seamless mobile wallet compatibility, business debit cards empower businesses to transact with confidence and efficiency in an increasingly cashless world.
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
Supercharge your cash flow with cutting-edge payment processing, robust financial tools, and advanced point-of-sale systems. Learn more about Merchant Services today!
Designed to improve your cash flow and reduce errors, Lock Box services offer a secure and efficient way to manage your incoming payments.
