Personal Savings

Personal Savings

Get started on your savings goals. Managing your account is easy with Online and Mobile banking, or choose paper statements.

  • No monthly service charge
  • Earns interest—calculated daily, paid quarterly
  • Online and mobile banking
  • Electronic or paper statements—your choice!


  • $100 minimum to open
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Ask an Expert

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Matthew Limon

Client Relationship Manager

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805 730 7877
NMLSR: #1039591
Location: Santa Barbara

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Dustin Reese

Assistant Vice President, Branch Manager

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NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

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NMLSR: #1038237
Location: Paso Robles

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Health Savings Accounts

Invest in your physical and financial health.

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Individual Retirement Accounts

It's never too late or too early to start saving for retirement.

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Money Market

Maximize earnings on your higher savings balance with competitive, tiered interest.

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"I love American Riviera Bank. The level of service is very personalized. It's like banking with friends that you trust."
Sasha Ablitt, Ablitt's Fine Cleaners