Certificates of Deposit

Certificates of Deposit

Certificates of Deposit are a safe and rewarding way to reach your financial goals. With choices like eight different term lengths with seven tiers, you can make the best choice for your unique situation.*

  • Competitive, tiered rates
  • Terms available from 1 month to 2 years
  • FDIC insured up to $250,000 (additional insurance may be obtained using CDARS**).
  • Interest paid at maturity.

*Penalties may apply for early withdrawal.
**CDARS® and Certificate of Deposit Account Registry Service® are registered service marks of Promontory Interfinancial Network, LLC.

Ask an Expert

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Matthew Limon

Financial Services Representative

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805 730 7877
NMLSR: #1039591
Location: Santa Barbara

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Dustin Reese

Assistant Vice President, Banking Relationship Officer

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805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

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805-296-1771
NMLSR: #1038237
Location: Paso Robles

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Customer Testimonial

American Riviera Bank knows and cares about our customers.

"American Riviera was helpful all through the process of buying our first home. They were patient and had an answer for every question. They were so great, we came back to purchase our next home!"
Kelly and Elizabeth Hahn