Account Analysis Checking

Account Analysis Checking

Your business is unique. Our Account Analysis checking account works with that uniqueness to find the right balance of fees and services.

Features

  • Unlimited check-writing
  • Free online and mobile banking with bill pay1
  • Free Overdraft Transfer
  • Free business debit card
  • Free notary services
  • Free incoming wires
  • Credit earned from balances of primary and linked secondary accounts may offset the following fees:
    • Check orders/Endorsement stamps
    • Cashier’s checks
    • Copy of check
    • Courier
    • Interim statement
    • Legal process
    • NSF Stop payments
    • Online Banking with ACH and/or Wires
    • Positive Pay
    • Remote Deposit Capture
    • Research
    • Safe deposit box
    • Statement reconciliation
    • In branch wires

Monthly Service Charge

  • $15

Minimum to Open

  • $100

Common Fees

  • $1.40 branch deposits
  • $1.20 cash deposits per $1,000
  • $.20 checks paid against account
  • $.15 coin deposited (per roll)
  • $.10 coin supplied (per roll)
  • $.12 deposit item processing
  • Other Fees

*May upgrade online banking to include wires and/or ACH for additional fees.

Ask an Expert

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Bobby Boyes

First Vice President, Banking Relationship Manager

Send E-mail
805-730-7864
NMLSR: #1484454
Location: Santa Barbara

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Dustin Reese

Vice President, Branch Manager

Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles

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Remote Deposit Capture

Scan and transmit up to 30 checks at a time, all from the comfort of your office.

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Business Online Banking

Only pay for the products you need with our build-your-own online and mobile banking platform.

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Wire Transfers

Move cash confidently across the country or worldwide.

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"You never know what the future holds, but I know if I need financing in the future, American Riviera Bank will be my first call."
Chris Dorn, Merseas Restaurant