Personal Line of Credit
A personal line of credit gives you the flexibility to borrow funds as needed to help manage your daily cash flow or unexpected expenses.
- Lines of credit ranging from $10,000 to $250,000*
- Variable interest rate
- Make payments easily through online or mobile banking.
*Subject to credit application and approval.
Ask an Expert¶

Bobby Boyes¶
First Vice President, Banking Relationship Manager
Send E-mail
805-730-7864
NMLSR: #1484454
Location: Santa Barbara


Dustin Reese¶
Vice President, Branch Manager
Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

Heidi Cummings¶
Vice President, Branch Manager
Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles
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Customer Testimonial¶
American Riviera Bank knows and cares about our customers.
"We were just one location with a great product and great sales, but most banks wouldn't help us with the financing we needed to expand. So we talked to a bank in our own backyard: American Riviera Bank. Now we have six locations and a great relationship with American Riviera Bank."
Dan Goddard and Pete Heth, Backyard Bowls
