Personal Line of Credit

Personal Line of Credit

A personal line of credit gives you the flexibility to borrow funds as needed to help manage your daily cash flow or unexpected expenses.

  • Lines of credit ranging from $10,000 to $250,000*
  • Variable interest rate
  • Make payments easily through online or mobile banking.

*Subject to credit application and approval.

Ask an Expert

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Bobby Boyes

First Vice President, Banking Relationship Manager

Send E-mail
805 730 7864
NMLSR: #1484454
Location: Santa Barbara

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Tino Muñoz

Vice President, Portfolio Manager

Send E-mail
805 730 7876
Location: Santa Barbara

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Dustin Reese

Vice President, Branch Manager

Send E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

Send E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles

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Consumer Credit Cards

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

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Vehicle Loans

New or new-to-you—we'll help you hit the road.

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Home Equity Line of Credit

Use the equity of your home to finance your next big project.

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"Their rates are competitive and the fit is great. They knew when my loans should mature to fit my livestock cycle - you're not getting that from a national bank."
Rick Machado, Rick Machado Livestock