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Is Now the Right Time to Refinance?

Blog June 1, 2020 by Crystal Rem

Today’s topic: Is now the right time to refinance?The answer depends on your circumstances.First, let’s talk about why we refinance to begin with.Lower Interest Rate. Getting a mortgage loan with a lower interest rate is a great reason to refinance, and rates are at multi-year lows right now. A lo…

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Mortgage Loans: Why Your Credit Score Matters

Blog June 8, 2020 by Crystal Rem

Today’s topic: Why Your Credit Score Matters You know it is important to have a “good credit score,” but why? The answer is simple: Your Credit Score Plays an Important Role in determining how much your mortgage will cost you. Without a good (read: high) credit score, you could end up paying…

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President Signs the PPP Flexibility Act into Law on June 5, 2020

Blog June 9, 2020 by Laurel Sykes

Additional guidance is necessary before we can begin processing PPP loan forgiveness applications as the May 15, 2020 SBA PPP Loan Forgiveness Application must undergo revisions to comply with the new Act.  The Small Business Administration (“SBA”) issued a Statement on Jun…

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World Elder Abuse Awareness Day - June 15, 2020

Blog June 15, 2020 by Laurel Sykes

The isolation orders targeting at-risk and older adults also create an even bigger risk for financial abuse. Estimates of losses due to elder financial abuse range from $2.9 billion to $39 billion annually, and remain largely underreported, albeit at rates higher than self-reports of emot…

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Spotlight on COVID Scams Targeting Older Adults

Blog June 19, 2020 by Laurel Sykes

We’ve previously shared warnings of phishing attempts from the Secret Service, and scams involving economic impact payments from the Department of Business Oversight, but closer to home, the San Luis Obispo County District Attorney issued a warning due to reports of ph…

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Pros and Cons of Homeownership

Blog June 22, 2020 by Crystal Rem

If you have good credit, and little debt, you may be thinking about grabbing up one of those low interest rates and joining the world of homeownership. Before you do, make sure you spend some time weighing the pros and cons of homeownership.ProsPride. Let’s face it, it feels good to own something…

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