True Community Banking
What does True Community Banking mean? It means working together to find solutions under even the most trying of circumstances.
Access your online account¶
Personal Banking¶
Banking is about more than just checking and savings accounts. As a full-service community bank, we offer all the options you’d expect at a big bank from bankers who know you by name and can help you pick the best products and services to meet your needs.
Business Banking¶
Every business is unique, which is why our business banking experts take the time to learn about your company's needs so we can offer the best solutions. We offer accounts and services that give you the maximum amount of flexibility and choice.
Corporate Banking¶
Your success strengthens more than just your business—it strengthens our community. Our business banking experts are here to make your day-to-day operations simpler and your long-term goals more achievable.
Corporate Online Banking¶
Enjoy all the benefits of Business Online Banking, with additional functionality designed for high-volume businesses who need more sophisticated features:
- A dashboard to increase productivity by helping you organize all your accounts, view different balances, and access quick links and widgets
- Advanced entitlements including templates for user roles
- Multi-transfer
- Multi-wire origination
- RTN lookup
- Recipient upload from batch payments
- Batch wire uploads
- Account labels
- File mapper
- FX International Wire rates
- Daily reports that can be filtered, scheduled and deleted
- Enhanced security (IP address restriction, physical and soft tokens)
Digital Wallet¶
Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card in stores using your smart phone or watch at contact-less payment terminals by employing near-field communication. You can also make purchases in apps and online and do person-to-person transactions.
Learn more
Card Alerts¶
Card alerts allow you to be more active in monitoring your account transactions and reporting suspicious activity by sending you near real-time alerts via email or SMS (text)1. Select from a variety of alerts like international transactions, declines, and cash back so you can notify us as soon as possible when things don't look right.
COVID-19¶
The current crisis has changed the way we live, the way we do business, and the way we bank.
Please visit our COVID-19 Resource page for information about local resources, safe banking options, help for businesses, and ways to avoid becoming a victim of fraud during this time.
You will also find resources on topics like Paycheck Protection Program loans, elder abuse prevention and more in our blog, podcast, and webinar archives.
Learn moreWhy .BANK?¶
Our new .BANK domains help to prevent phishing attacks against our employees, customers and vendors by providing a visual identification cue for our emails and websites, and strong anti-spoofing technologies behind the scenes. Going forward, you can authenticate our emails and website simply by looking for the .BANK (rather than .com) at the end of our email addresses and at the end of our URL.
If it’s not .BANK, it’s not us. Some of our trusted vendors use different domains, however we will verify the legitimacy and link to them directly from our .BANK website for convenience.
Always start at our .BANK site!
Learn more
Latest News & Articles¶
Divorce and Retirement Savings¶
In addition to the emotional strain and hardship of divorce, the end of a marriage also often results in major financial changes. Fairly dividing retirement savings between both partners in a divorce can make a huge difference in their future…
Michelle Martinich presents at FinTech & Financial Services…¶
Michelle Martinich, EVP Chief Financial Officer Michelle Martinich, Executive Vice President and Chief Financial Officer presented at the FinTech & Financial Services Virtual Investor Conference this morning, giving an overview of American Riviera…
When the Lights Come Back On: The Santa Barbara Bowl¶
Laurel Sykes, Executive Vice President and Chief Risk Officer of American Riviera Bank, sits down with Rick Boller of the Santa Barbara Bowl to discuss the how the Bowl has made use of the unexpected time off to accelerate its improvements and enhan…