Paycheck Protection Program (PPP)

Paycheck Protection Program (PPP)

Updated: 4/29/21

Please continue to visit this page for the latest information. Refer to the links below for our FAQs on PPP loan applications, and PPP forgiveness applications.

The information included in these pages is not intended to be legal or professional advice, and we encourage you to seek guidance from your advisers as necessary to determine the option(s) that best meet your individual needs. We will continue to update this PPP page as we receive new information.

Forgiveness Information


Contact our Customer Service Center at [email protected] or 805-965-5942 with additional questions.


Ask an Expert

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Renee Howard

Vice President, SBA Manager

Send E-mail
805 540 6235
Location: San Luis Obispo

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Annette Jorgensen

Vice President, SBA Business Development Officer

Send E-mail
805 979 3846
Location: Santa Barbara

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Scott Bell

Vice President, SBA Business Development Officer

Send E-mail
805 540 6259
Location: San Luis Obispo

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Foundation Checking

Designed specifically for small or growing businesses who need a checking account with essential services, but don't do a lot of transactions. Every business needs a good foundation.

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SBA 504 Loans

Fixed-asset financing to assist you in expanding your businesses, such as real estate purchases or machinery and equipment with a longer useful life.

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SBA 7(a) Loans

Government-guaranteed financing that allows for more flexible terms, including loans to help you start or buy a business. Already own a business? Consider an SBA 7(a) to expand your operations.

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"You never know what the future holds, but I know if I need financing in the future, American Riviera Bank will be my first call."
Chris Dorn, Merseas Restaurant