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Monday November 30th is Cyber Monday: Tips for Staying Secure

Blog November 27, 2020 by Paul Abramson

Many businesses also have employees working from home and using their own personal computers, which may contain malware and credential-stealing programs that could expose a company to corporate account takeover or worse yet, compromise the company network. Tax professionals are also common targets…

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When Times Get Tough

Blog November 9, 2020 by Idea Vault Blog

CARES Act ExpansionsThe CARES Act adds additional assistance to those who have been impacted by the COVID-19 pandemic. First, it expanded availability to unemployment insurance for those who may not usually qualify, such as those diagnosed with COVID-19 or who are caring for someone unable to go to…

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PPP Forgiveness Underway this Month

Blog October 20, 2020 by Laurel Sykes

American Riviera Bank has been successful in obtaining PPP loan forgiveness for many of our ARB customers! The SBA began accepting PPP Loan Forgiveness applications on August 10, 2020, and earlier this month, we were one of the first banks in the nation to begin receiving forgiveness on PPP loans…

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Avoiding Inappropriate Investments

Blog October 12, 2020 by Idea Vault Blog

No Free LunchIn some cases, the way in which investment products are sold may be a problem. Some salespeople offer investment seminars—with lunch or dinner—at a hotel or other public facility, focusing on financial or retirement planning. Others promote living wills or trusts. Some seminars can be…

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Is the Money in My Account Safe?

Blog October 5, 2020 by Idea Vault Blog

FDIC and NCUA There are two organizations, both backed by the United States government, that insure your money at participating institutions. The FDIC (Federal Deposit Insurance Corp) is for banks and the NCUA (National Credit Union Administration) is for credit unions. These organizations both fun…

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Blog September 28, 2020 by Idea Vault Blog

The Hack Attack Step 1: A hacker infiltrates your computer. The most common ways ransomware enters computer networks are: Email—Phishers will trick people into clicking on a malicious link that redirects them to a fake login page or a suspicious email attachment that will infect the computer with…

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Blog September 21, 2020 by Idea Vault Blog

Using the Right Tools To stop hackers, thieves, and others who’d love to benefit by accessing your personal and financial information, you can establish a line of defense by using tools and best practices of online safety. First, make sure your devices have up-to-date antivirus software to protect…

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Romance & Dating Scams

Blog September 14, 2020 by Rechelle Ringer

Remember that age-old warning, “don’t take anything from strangers?” But at what point does the charmer you meet online stop being categorized as a stranger—a day, a week, a year? Are they safe when you meet them in person or through video call? Take a look at these situations and ask yourself if…

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Scams Targeting Seniors

Blog September 7, 2020 by Idea Vault Blog

Red Flags When you’re contacted by someone—even if it’s someone you think you can trust— it’s wise to check for some common red flags. Pressure to act quickly. Scammers know that if you do your research, you’ll see through the scam. To prevent this, they will often pressure you to respond quickly.…

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Identity Theft

Blog August 31, 2020 by Idea Vault Blog

Precautions Thieves can use your name, credit card number, and Social Security number to assume your identity, spend your money, or make you liable for debts and charges. Unfortunately, almost 18% of Americans have been subject to ATM, debit, or credit card fraud, according to The Pew Research Cent…

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