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Best Practices for Using a Credit Card¶
(Idea Vault Blog) - By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases.
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How to Manage Your Debt: Strategies and Tools¶
(Idea Vault Blog) - Even if you're financially responsible, life's unpredictable nature can sometimes catch you off guard, at times making it dangerously easy to fall into debt. Discover how to start managing your debt with these tips and tools.
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When You Can't Afford Your Minimum Payments¶
(Idea Vault Blog) - It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found yourself unable to keep up, there are steps you can take.
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Reasons to Refinance¶
(Idea Vault Blog) - Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with.
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Personal Bankruptcy¶
(Idea Vault Blog) - Bankruptcy is a tool that can help you find financial stability—but only as a last resort.
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Documentation for SBA Loans¶
(Idea Vault Blog) - The Small Business Administration (SBA) is a US-based institution which helps reduce risk to lenders, making it easier for small businesses like yours to get a loan. Loans backed by the SBA ("SBA loans") provide many benefits to small businesses, including long repayment options…
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