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When Times Get Tough¶
(Idea Vault Blog) - When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions.
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American Riviera Bank Reports Earnings and Growth¶
(Michelle Martinich) - Santa Barbara, California (October 26, 2020) – American Riviera Bank (OTC Markets: ARBV) announced today unaudited net income of $5,000,000 ($0.99 per share) for the nine months ended September 30, 2020. This represents a 4% increase in net income from the $4,821,000 ($0.96…
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PPP Forgiveness Underway this Month¶
(Laurel Sykes) - The SBA began accepting PPP Loan Forgiveness applications on August 10, 2020, and earlier this month, American Riviera Bank was one of the first banks in the nation to begin receiving forgiveness on PPP loans.
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Supporting Local Business in a Pandemic Environment: Downtown SLO¶
(Regional Pulse Podcast) - Dustin Reese, Assistant Vice President, Banking Relationship Officer, sits down with Bettina Swigger of Downtown SLO to talk about their innovative efforts to keep downtown San Luis Obispo vibrant and thriving during the pandemic. As the CEO of Downtown SLO, Bettina leads…
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Avoiding Inappropriate Investments¶
(Idea Vault Blog) - If a deal seems too good to be true, it probably is. You'll need to keep your eyes open and in search of red flags in order to avoid an investment that could cost you. It's essential to avoid doing business with dishonest salespeople selling fraudulent investments and those who…
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Is the Money in My Account Safe?¶
(Idea Vault Blog) - Keeping money safe is important to everyone. Thanks to the FDIC and NCUA, your financial institution is probably the safest place to store your hard earned cash. The best part? All you have to do is open an account.
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Ransomware¶
(Idea Vault Blog) - Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or gain access to it. Ransomware is just one way that hackers win access to personal information, expecting its owner will pay to win it back…
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Cybersecurity¶
(Idea Vault Blog) - While it's likely that you access the internet nearly every single day, that doesn't mean that you can let your guard down when it comes to your cybersecurity. It’s almost impossible to imagine life without electronic devices. How would you keep in touch with your friends, liste…
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PPP: Common Questions about the Forgiveness Application and the Latest Regulatory Developments¶
(Laurel Sykes) - A 1-hour update on PPP Loan Forgiveness, including: Mont common questionsLatest regulatory developmentsCommon items holding up the forgiveness eligibility review
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Romance & Dating Scams¶
() - They love me, they love me not. Here’s how you can prevent yourself from falling victim to some of the sneakiest crimes out there—romance scams. A romance scam is when someone pretends to be in a relationship with their victim in order to steal information or money. These crimes are all over…
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