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(American Riviera Bank) - Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but there are some foundational lessons to learn so you plan wisely
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(American Riviera Bank) - Since its introduction in the wake of the Great Depression, Social Security has evolved from a safety net designed to relieve poverty to the mainstay of a secure retirement.
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(American Riviera Bank) - Transitioning to retirement takes planning and preparation. But if you're wise, you can set yourself up for success. Whether you have a pension or a retirement fund that you've been contributing to during you career, you might need your first retirement payment the month…
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(Idea Vault Blog) - One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier. The documents required for a mortgage application can be categorized by type: Proof of Income/Employment, Proof of Assets, Credit History, and Re…
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(Idea Vault Blog) - Home Insurance is absolutely essential to protect what is likely your largest investment: your home. Buying a home is never financially easy. But one of the things that makes it worthwhile is the fact that—unlike with a rental—the money you spend on it becomes an investment. Tha…
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(Idea Vault Blog) - They say there’s no place like home, but does that mean you have to purchase one to get the benefits? Just like everything else, buying a home has its pros and cons.
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(Idea Vault Blog) - Whether you need some more space, are ready to downsize into something a bit more manageable, or are relocating to a new place, you should prepare for the emotional and financial impacts of selling your home.
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(American Riviera Bank) - In our final blog post for National Homeowners Month, let's talk about the cost of a mortgage. A mortgage is likely going to be one of the largest loans you'll take out in your life. It's essential to understand all that goes into the cost and your responsibility in paying…
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(American Riviera Bank) - In part three of our National Homeowner Series, we explore down payments. A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for the down payment.
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(American Riviera Bank) - As we continue our series for National Homeownership Month, let's talk about the relationship between the homebuyer and the mortgage lender. Finding the right mortgage lender and knowing what to provide them is crucial to the buying process.
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