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() - Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between 18 and 29 don’t bother with cash, checks, or a credit card, preferring to use their debit cards. When you use a debit card, the amount of the payment is debited, or subtracted from,…
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(Idea Vault Blog) - Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving. The cost of a degree is so much more than a singular bill—especially if you factor in qu…
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(Idea Vault Blog) - The Free Application for Federal Student Aid (FAFSA) is an application for financial aid made up of scholarships and grants that the government awards to students based on their needs. Unfortunately, many students who would qualify for FAFSA funds don’t even complete the applica…
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(Idea Vault Blog) - One of the many mysteries of college, especially freshman year, is what being there is actually going to cost. Sure, you know there’s tuition. But how much will you need to make it through the first semester? The first year? Here’s what to plan for first: the start-up costs of…
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(Idea Vault Blog) - You’ve got rights as a renter. Of course, your landlord has rights too. If all goes well during your tenancy, there’s no reason that the two of you should butt heads. But if something goes wrong, you should know what the laws that govern your tenancy are—they can make your life…
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(Idea Vault Blog) - A renter's insurance policy can help protect your personal property and yourself from liability for accidents that happen in your living space.
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(Idea Vault Blog) - For many, finding a place to rent in a tight rental market is daunting, but by preparing in advance, you're more likely to find the perfect place to call home. While renting requires less immediate cash and fewer obligations than owning a home, that doesn't mean that it's cheap…
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(Idea Vault Blog) - If you want the best renting experience possible, there are a few rules you should follow. We will spend the next few weeks exploring best practices for renters.
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(American Riviera Bank) - In addition to the emotional strain and hardship of divorce, the end of a marriage also often results in major financial changes. Fairly dividing retirement savings between both partners in a divorce can make a huge difference in their future financial stability.
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(American Riviera Bank) - You’ll have the answers you need down the road if you ask the right questions now.
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