Construction Loans¶
Start with a strong foundation for your next construction project. Whether you're building your dream home, expanding your business, or embarking on a custom project, our local experts are here to guide you every step of the way.
Bridge Loans¶
Need to purchase your new home before selling your current home?
Commercial Loans and Lines¶
Our fast approval process, personalized service and local decision-making ensures your business gets the financial support it needs, when it needs it. With deep industry expertise and a strong community focus, we're more than just a bank – we're your strategic partner in growth.
Account Analysis Checking¶
Built for more complex businesses with significant activity and digital service needs.
Activity is analyzed on a monthly basis using balances to reduce or eliminate service charges and fees.
Treasury Information Reporting¶
A crystal-clear view of your company's financial landscape at your fingertips.
Our state-of-the-art reporting tools offer a treasure trove of features to help you manage your daily financial operations with ease and precision.
Lock Box¶
Designed to improve your cash flow and reduce errors, Lock Box services offer a secure and efficient way to manage your incoming payments.
ACH Drafts and Collections¶
Tired of chasing payments? Let American Riviera Bank revolutionize your accounts receivable process with preauthorized ACH drafts and collections.
ACH and Check Fraud Controls¶
Fight back against business check and ACH fraud. Our comprehensive transaction management system encompasses check positive pay and ACH positive pay—in a single platform.
Remote Deposit Capture¶
Speed up your funds availability and eliminate unnecessary trips to the bank by scanning and transmitting multiple checks at a time, all from the comfort of your office.
Commercial Real Estate Loans¶
Ready to take advantage of current opportunities in the real estate market? Whatever kind of real estate you want to buy or renovate, our real estate lending experts are here to help.
Commercial Online Banking¶
A cutting-edge platform offering a seamless blend of enhanced reporting, streamlined functionality, and advanced entitlements. From real-time cash flow insights to multi-entity management, our platform empowers you to make informed decisions swiftly and confidently.
Business Account Reconciliation¶
Safeguard your business while optimizing your financial workflows. Experience the peace of mind that comes with knowing your transactions are secure and your processes are running at peak efficiency.
Zero-Balance Accounts¶
Are you tired of juggling multiple accounts and losing out on potential earnings?
Say hello to Zero-Balance Accounts (ZBAs)—your secret weapon for streamlined cash management!
Electronic Data Integration¶
In today's fast-paced business world, efficiency is key. Electronic Data Integration (EDI) is the game-changer your accounts receivable team needs.
