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(Laurel Sykes) - The Restaurant Revitalization Fund was created with appropriations of $28.6 billion to assist restaurant owners in the form of a grant administered directly through the SBA. The SBA has since issued information on the grant process and application, with registration beginning on Ap…
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(Idea Vault Blog) - The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that's easy and effective. It offers guidelines for enjoying your income while putting savings on autopilot.
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(Idea Vault Blog) - When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Positive and frequent communication is key.
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(Laurel Sykes) - Data as of April 1, 2021 reported by the SBA shows that only 40% of the $521.2 billion in PPP loans has been forgiven to-date. While the national average reported by the SBA shows that only 46% of total 5.2 million in PPP loans have been forgiven, ARB has been successful in obtaini…
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(Idea Vault Blog) - Financial literacy includes many different financial skills and concepts; to be financially literate simply means having the know-how to make wise decisions with your personal finances—like managing a budget, borrowing money, paying for insurance, and saving for retirement.
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(Laurel Sykes) - You may have heard that the Biden administration mandated certain reforms to the PPP eligibility rules. The administration also pushed for a 2-week window where only small businesses with 20 or less employees will be approved by the SBA through March 9, 2021. In response to the man…
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(Idea Vault Blog) - Buying food is essential, of course, but if you’re not careful, it can also eat into your budget.
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(Laurel Sykes) - We wrote previously about delays in approvals on new PPP loans as a result of the new compliance checks put in place by the SBA to prevent against potential fraud. Just yesterday, the SBA announced a lender training to cover updates to their new Procedural Notice on revised PPP pla…
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(Idea Vault Blog) - Whether you’re standing in front of a shelf at the grocery store, shopping online, or even walking around a car dealership, you may wonder: Do I go for the “nicer,” more expensive option or choose the cheaper one to save some money? At the end of the day, what you’re really deba…
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(Idea Vault Blog) - If you find yourself facing an emergency that you’re financially under-prepared for, the prospect of what to do next may feel overwhelming. Don’t panic. There are things you can do to get through this crisis.
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