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Meet Your 401(k)¶
(Idea Vault Blog) - Even if you’re just starting your first real job—actually, especially if you’re just starting your first real job—it’s time to start thinking about retiring. That’s not a comment on how motivated or unmotivated you are, or a suggestion that you should wish your life away. It’s…
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SBA Issues New Final Interim Rules on January 6, 2021¶
(Laurel Sykes) - SBA issued Interim Final Rules on Wednesday, January 6, 2021 to renew the Paycheck Protection Program (PPP) as required by the new Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act (Economic Aid Act). We don’t yet know when the SBA application portal will reope…
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What to do with Your Stimulus Check¶
(Idea Vault Blog) - The Coronavirus Aid, Relief, and Economic Security Act (CARES) provides needed assistance to businesses, expansions to unemployment insurance, and direct relief checks to many Americans.
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Monday November 30th is Cyber Monday: Tips for Staying Secure¶
(Paul Abramson) - In past blog posts we have highlighted COVID-related scams that are popping up, including fake websites targeting people ordering masks and sanitizing products. The scarcity of these items caused by the pandemic has significantly increased the number of successful attempts. In add…
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When Times Get Tough¶
(Idea Vault Blog) - When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions.
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PPP Forgiveness Underway this Month¶
(Laurel Sykes) - The SBA began accepting PPP Loan Forgiveness applications on August 10, 2020, and earlier this month, American Riviera Bank was one of the first banks in the nation to begin receiving forgiveness on PPP loans.
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Avoiding Inappropriate Investments¶
(Idea Vault Blog) - If a deal seems too good to be true, it probably is. You'll need to keep your eyes open and in search of red flags in order to avoid an investment that could cost you. It's essential to avoid doing business with dishonest salespeople selling fraudulent investments and those who…
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Is the Money in My Account Safe?¶
(Idea Vault Blog) - Keeping money safe is important to everyone. Thanks to the FDIC and NCUA, your financial institution is probably the safest place to store your hard earned cash. The best part? All you have to do is open an account.
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Ransomware¶
(Idea Vault Blog) - Everyone has secrets—personal data, passwords, private documents, etc—and people will spend lots of money to keep this information secret or gain access to it. Ransomware is just one way that hackers win access to personal information, expecting its owner will pay to win it back…
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Cybersecurity¶
(Idea Vault Blog) - While it's likely that you access the internet nearly every single day, that doesn't mean that you can let your guard down when it comes to your cybersecurity. It’s almost impossible to imagine life without electronic devices. How would you keep in touch with your friends, liste…
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