To use a previously saved ACH template go to Money Movement > ACH and choose the template from the list. Click "Use this template" make make any changes to amounts and add or remove recipients. Once the ACH is ready to be sent click Continue. Verify the ACH details and click Transmit to submit the ACH for processing or click submit for approval to have another user submit the ACH.
Drafted: the payment has been created but not finalized. A drafted payment will not process. A drafted can be approved to then be sent out.
Authorized: a payment that was drafted and then approved will then have an authorized status. This payment will process.
Processed: this payment has been sent.
On Hold: this payment has been sent for additional review; you may receive a call from a bank employee to verify the payment.
The best way to think of a payment's effective date is the date the funds will show in the recipient's account.
Example: You are creating a payroll file on Tuesday which you would like to credit the recipients' accounts on Friday. Friday would be the effective date.
To send an ACH through your online banking you will need to go to Move Money and select ACH. For a one-time payment go to the "Send money without a template" button. If this is an ACH you will be sending frequently click the "Create a Template" button to save the information and quickly send it next time.
Yes! You can apply for ACH Collections.
Email Digital Banking at [email protected] to request the ACH Services application. This service goes through an additional underwriting process and may take slightly longer for approval than ACH origination services. You may call the support group for help with this application at 805 880 7606 and we will be happy to assist you.
ARB offers online banking with ACH services that allows you to manage and make those payments online.
Email Digital Banking at [email protected] to request the ACH Services application. The application will ask the types of payments, average file amounts, and the frequency at which you would like to process those payments. You may call the support group for help with this application at 805 880 7606 and we will be happy to assist you.
Yes, users can draft payments and transfers for an admin to log in to approve.
The admin would need to make sure only the "Allow user to set up templates" role is selected if the user should not approve any transactions. If the user should approve some, but not all, transaction types the admin can limit their access in the services section by not checking the Transmit check box.
You can send money electronically a variety of ways: