Please contact our transfer agent, American Stock Transfer & Trust Company (AST).
The Bank's transfer agent is American Stock Transfer & Trust Company (AST). Their contact information is as follows:
Shareholder Services Call Center
6201 15th Avenue
Brooklyn, NY 11219
Not at this time.
You can purchase shares through our transfer agent, American Stock Transfer & Trust Company (AST) or most other stock brokers. Out stock ticker symbol is ARBV.
ROA (return on assets) is an indicator of how well a bank utilizes its assets in terms of profitability. ROE (return on equity) is a measurement of financial performance calculated by dividing net income by shareholders' equity.
Loan-loss provisions are in Income Statement expense set aside to allow for potential uncollected loans and loan payments.
Well-capitalized means the Bank has enough capital from outside investors and/or its own operating activities to operate without major financial constraints.
When a bank is less than well-capitalized, certain mandatory and discretionary actions occur. These actions become increasingly onerous as the capital classification declines and capital restoration/corrective action becomes critical. Additional discretionary actions can be taken against the bank, management or directors with respect to restoring or maintaining the safety and soundness of the bank.
Unaudited income is income that has not been subject to an independent verification and review process by an outside auditor
We observe the following State/Federal Holidays:
NOTE: When holidays land on Sunday, we close in observance the following Monday.
The safest way to use your debit card to make purchases online is using Digital Wallet. Digital Wallet (Apple Pay, Google Pay, and Samsung Pay) allow you to make purchases in apps and online and do person-to-person transactions safely because, when you use one of these digital wallets, your card number is replaced by a unique code for each transaction. That means your actual debit card number is never shared, adding an extra layer of security when you shop.
If you use your debit card number directly:
The CVV Number ("Card Verification Value") on your debit card is a 3-digit number found on the back of your card. Providing your CVV number to an online merchant proves that you actually have the physical credit or debit card - and helps to keep you safe while reducing fraud.
Your CVV is not your PIN (Personal Identification Number) - you should never provide your PIN to anyone.
You can find your full account number on your new account documentation, as well as on the bottom of your checks.
In online and mobile banking, you will only see the last 4 digits of your account number for security.
FDIC insurance protects deposits from loss up to the FDIC insurance limit, including principal and accrued interest. Deposits include checking accounts, NOW accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs).
At American Riviera Bank, your deposits are covered by the FDIC for up to $250,000 per depositor. You may have more coverage depending on the ownership of your accounts.
You can use the FDIC's Electronic Deposit Insurance Estimator (EDIE) to estimate your insurance coverage.
Your routing number identifies the location where your account was opened. You may be asked for your checking account routing number when you're making a payment online or by phone, or when you order checks. It's also referred to as an RTN, a routing transit number or an ABA routing number.
American Riviera Bank's routing number is 122244333.
You can also find the routing number on the bottom of your checks, next to your account number.
Stop by your local branch and we would be happy to assist you. Due to the security risk of wire transfers, we cannot accept wire transfer requests via the phone or email. However, you may call us at 805 965 5942 or send wire instructions ahead of time (be sure to use encrypted email anytime you send account information via email) so we can prepare the documents for you to sign when you come in. Wire transfers are also available through online banking and commercial online banking for an additional charge.
Simply stop by your local branch and an associate can help you update your account information with your new name. Bring your new identification and documentation showing your name change (social security card, marriage certificate, etc.).