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Divorce and Retirement Savings¶
(American Riviera Bank) - In addition to the emotional strain and hardship of divorce, the end of a marriage also often results in major financial changes. Fairly dividing retirement savings between both partners in a divorce can make a huge difference in their future financial stability.
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Critical Retirement Choices¶
(American Riviera Bank) - You’ll have the answers you need down the road if you ask the right questions now.
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Individual Retirement Accounts¶
(American Riviera Bank) - Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but there are some foundational lessons to learn so you plan wisely
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Social Security Basics¶
(American Riviera Bank) - Since its introduction in the wake of the Great Depression, Social Security has evolved from a safety net designed to relieve poverty to the mainstay of a secure retirement.
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Transitioning to Retirement¶
(American Riviera Bank) - Transitioning to retirement takes planning and preparation. But if you're wise, you can set yourself up for success. Whether you have a pension or a retirement fund that you've been contributing to during you career, you might need your first retirement payment the month…
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Mortgage Application Checklist¶
(Idea Vault Blog) - One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier. The documents required for a mortgage application can be categorized by type: Proof of Income/Employment, Proof of Assets, Credit History, and Re…
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Insuring Your Home¶
(Idea Vault Blog) - Home Insurance is absolutely essential to protect what is likely your largest investment: your home. Buying a home is never financially easy. But one of the things that makes it worthwhile is the fact that—unlike with a rental—the money you spend on it becomes an investment. Tha…
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To Buy or Not to Buy?¶
(Idea Vault Blog) - They say there’s no place like home, but does that mean you have to purchase one to get the benefits? Just like everything else, buying a home has its pros and cons.
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Selling Your Home¶
(Idea Vault Blog) - Whether you need some more space, are ready to downsize into something a bit more manageable, or are relocating to a new place, you should prepare for the emotional and financial impacts of selling your home.
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The Cost of a Mortgage¶
(American Riviera Bank) - In our final blog post for National Homeowners Month, let's talk about the cost of a mortgage. A mortgage is likely going to be one of the largest loans you'll take out in your life. It's essential to understand all that goes into the cost and your responsibility in paying…
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