Tips: Safeguarding Your Checks
Safeguard your checks by following these simple guidelines:
- Watch for “check washing”—Fraudsters use chemicals and solvents to erase or alter check information. Write your check using “fraud prevention pens,” which contain ink that is more difficult to change.
- Vet anyone who enters your home—If you allow a housekeeper, contractor, or other service persons inside your home, run them through a background check to determine how trustworthy they may be. And keep important documents, including checks and bank statements, locked up.
- No checks in cars—Never leave your checkbook out in public, and especially not stored in a car. It’s just too easy for fraud artists to break into the vehicle and steal your checks.
- Avoid mailing checks from a mailbox—Thieves can steal checks from a mailbox. Always mail checks at the post office, if possible, or try to mail shortly before postal pickup.
- No Social Security number or Driver's License—Never write your Social Security number on a check. It’s just too easy for check fraud artists to steal the check, get your Social Security number, and then commit identity theft.
- Shred, shred shred—Shred mobile deposit checks, receipts, and account statements after you reconcile them.
- Consider alternate methods of payment—Use a Debit Card with enhanced fraud protection or Digital Wallet which hides all your account information from the vendor and allows person-to-person transactions.