BEGIN:VCARD
VERSION:3.0
REV:2026-06-11T03:26:28Z
N;CHARSET=utf-8:Heather Watters, CFMP;;;;
FN;CHARSET=utf-8:Heather Watters, CFMP
ORG;CHARSET=utf-8:American Riviera Bank
TITLE;CHARSET=utf-8:Assistant Vice President, Marketing Officer
EMAIL;INTERNET:hwatters@arb.bank
TEL;PREF;WORK:805 770 1312
ADR;WORK;POSTAL;CHARSET=utf-8:;;;Santa Barbara;;;
URL:https://americanriviera.bank/page/management
END:VCARD