Teen Checking

Teen Checking

Parents can open a special account, created just for your teen! Since you both sign on the account, it's a great way to teach financial responsibility while giving them control over their own spending.

  • No monthly service charge
  • First order of ARB logo checks—free!
  • Instant-issue MasterCard debit card—free!
    • Free Identity Theft monitoring with enrollment
    • Free Card Alerts with enrollment
  • Domestic ATM surcharge refunds—up to $12 per month
  • Electronic or paper statements—your choice!
  • Online banking—with bill pay
  • Mobile app—with mobile deposit


  • $100 minimum to open
  • Parent required to co-sign on account*

*We will not accept online account opening requests from persons under 18 years of age.

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Ask an Expert

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Matthew Limon

Client Relationship Manager

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805 730 7877
NMLSR: #1039591
Location: Santa Barbara

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Dustin Reese

Assistant Vice President, Branch Manager

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NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

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NMLSR: #1038237
Location: Paso Robles

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Digital Wallet

Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card using your smart phone or watch at contact-less payment terminals.

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Kids Savings Account

An account that grows as quickly as they do.

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Debit Card

Start using your card the same day you open your account with our instant-issue debit card.

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"American Riviera was helpful all through the process of buying our first home. They were patient and had an answer for every question. They were so great, we came back to purchase our next home!"
Kelly and Elizabeth Hahn