Sole Proprietor Checking
Built for small business owners, entrepreneurs, and freelancers like you. Our sole proprietor account pays interest.
- Unlimited check-writing
- Earns interest—calculated daily, paid monthly
- Online and mobile banking—basic service*
- Electronic or paper statements—your choice!
- Free incoming wires
Requirements:
- $100 minimum to open
- $10 monthly maintenance fee—waived with $2,500 daily minimum balance or $5,000 average monthly balance
*May upgrade online banking to include wires and/or ACH for additional fees.
Ask an Expert

Bobby Boyes
Vice President, Banking Relationship Manager
Send E-mail
805-730-7864
NMLSR: #1484454
Location: Santa Barbara

Dustin Reese
Assistant Vice President, Banking Relationship Officer
Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

Heidi Cummings
Vice President, Branch Manager
Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles
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Customer Testimonial
American Riviera Bank knows and cares about our customers.
