Signature Checking
- Unlimited check-writing
- First order of ARB logo checks—free!
- Instant-issue debit card—free!
- Free Identity Theft monitoring with enrollment
- Free Card Alerts with enrollment
- Domestic ATM surcharge refunds—unlimited!
- Electronic or paper statements—your choice!
- Online banking—with bill pay
- Mobile app—with mobile deposit
- Earns interest—calculated daily, paid monthly
- Free incoming wires
- Free notary services
- Overdraft protection options available through Overdraft Transfer or American Riviera Bank Reserve Line.
Requirements¶
- $100 minimum to open
- $10 monthly service charge—waived with $5,000 daily minimum balance or $10,000 average monthly balance
Ask an Expert¶

Matthew Limon¶
Client Relationship Manager
Send E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara

Dustin Reese¶
Vice President, Branch Manager
Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

Heidi Cummings¶
Vice President, Branch Manager
Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles
Related products¶

Digital Wallet¶
Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card using your smart phone or watch at contact-less payment terminals.

Home Equity Line of Credit¶
Use the equity of your home to finance your next big project.

Conventional Loans¶
Our mortgage experts have access to a variety of loan programs to meet your needs. Come meet our home loan specialists—and start packing!

Individual Retirement Accounts¶
It's never too late or too early to start saving for retirement.

Money Market¶
Maximize earnings on your higher savings balance with a competitive, tiered interest.
Customer Testimonial¶
American Riviera Bank knows and cares about our customers.
