Signature Checking
- Unlimited check-writing
- First order of ARB logo checks—free!
- Instant-issue debit card—free!
- Free Identity Theft monitoring with enrollment
- Free Card Alerts with enrollment
- Domestic ATM surcharge refunds—unlimited!
- Electronic or paper statements—your choice!
- Online banking—with bill pay
- Mobile app—with mobile deposit
- Earns interest—calculated daily, paid monthly
- Free incoming wires
- Free notary services
- Overdraft protection options available through Overdraft Transfer or American Riviera Bank Reserve Line.
Requirements
- $100 minimum to open
- $10 monthly maintenance fee—waived with $5,000 daily minimum balance or $10,000 average monthly balance
Ask an Expert

Matthew Limon
Financial Services Representative
Send E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara

Dustin Reese
Assistant Vice President, Banking Relationship Officer
Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

Heidi Cummings
Vice President, Branch Manager
Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles
Related products

Digital Wallet
Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card using your smart phone or watch at contact-less payment terminals.

Conventional Loans
Our mortgage experts have access to a variety of loan programs to meet your needs. Come meet our home loan specialists—and start packing!

Individual Retirement Accounts
It's never too late or too early to start saving for retirement.

Money Market
Maximize earnings on your higher savings balance with competitive, tiered interest.
Customer Testimonial
American Riviera Bank knows and cares about our customers.
