Basic Checking

Basic Checking

With no minimum balance, but still full of features, our Basic Checking is anything but basic! ATM surcharges are waived up to $12 per month plus you get free identity theft alerts by enrolling your debit card.

Requirements

  • $100 minimum to open
  • $5 monthly paper statement fee—waived with electronic statement enrollment
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Ask an Expert

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Matthew Limon

Client Relationship Manager

Send E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara

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Dustin Reese

Assistant Vice President, Banking Relationship Officer

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805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

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805-296-1771
NMLSR: #1038237
Location: Paso Robles

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Related products

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Overdraft Transfer

Avoid bounced checks and costly overdraft fees with automatic transfers to your checking account from another account.

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Digital Wallet

Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card using your smart phone or watch at contact-less payment terminals.

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Online and Mobile Banking

Whether you need to check a balance, pay a bill, stop a payment, or order checks, online and mobile banking make it easy!

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Kids Savings Account

An account that grows as quickly as they do.

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Personal Savings

Start building your nest egg, saving for a particular goal, or just putting a little extra aside for a rainy day.

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Debit Card

Start using your card the same day you open your account with our instant-issue debit card.

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"American Riviera was helpful all through the process of buying our first home. They were patient and had an answer for every question. They were so great, we came back to purchase our next home!"
Kelly and Elizabeth Hahn