Basic Checking

Basic Checking

With no minimum balance, but still full of features, our Basic Checking is anything but basic! ATM surcharges are waived up to $12 per month plus you get free identity theft alerts by enrolling your debit card.

Requirements

  • $100 minimum to open
  • $5 monthly paper statement fee—waived with electronic statement enrollment
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Ask an Expert

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Matthew Limon

Client Relationship Manager

Send E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara

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Dustin Reese

Assistant Vice President, Branch Manager

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805-540-6243
NMLSR: #1097395
Location: San Luis Obispo

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Heidi Cummings

Vice President, Branch Manager

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805-296-1771
NMLSR: #1038237
Location: Paso Robles

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Overdraft Transfer

Avoid bounced checks and costly overdraft fees with automatic transfers to your checking account from another account.

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Digital Wallet

Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card using your smart phone or watch at contact-less payment terminals.

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Online and Mobile Banking

Whether you need to check a balance, pay a bill, stop a payment, or order checks, online and mobile banking make it easy!

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Kids Savings Account

An account that grows as quickly as they do.

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Personal Savings

Start building your nest egg, saving for a particular goal, or just putting a little extra aside for a rainy day.

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Debit Card

Start using your card the same day you open your account with our instant-issue debit card.

Customer Testimonial

American Riviera Bank knows and cares about our customers.

"We were just one location with a great product and great sales, but most banks wouldn't help us with the financing we needed to expand. So we talked to a bank in our own backyard: American Riviera Bank. Now we have six locations and a great relationship with American Riviera Bank."
Dan Goddard and Pete Heth, Backyard Bowls