Basic Checking
With no minimum balance, but still full of features, our Basic Checking is anything but basic! ATM surcharges are waived up to $12 per month plus you get free identity theft alerts by enrolling your debit card.
- Unlimited check-writing
- Instant-issue MasterCard debit card—free!
- Free Identity Theft monitoring with enrollment
- Free Card Alerts with enrollment
- Domestic ATM surcharge refunds—up to $12 per month
- Online banking—with bill pay
- Mobile app—with mobile deposit
Requirements
- $100 minimum to open
- $5 monthly paper statement fee—waived with electronic statement enrollment
Ask an Expert
Matthew Limon
Client Relationship Manager
Send E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara
Dustin Reese
Assistant Vice President, Banking Relationship Officer
Send E-mail
805-540-6243
NMLSR: #1097395
Location: San Luis Obispo
Heidi Cummings
Vice President, Branch Manager
Send E-mail
805-296-1771
NMLSR: #1038237
Location: Paso Robles
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Overdraft Transfer
Avoid bounced checks and costly overdraft fees with automatic transfers to your checking account from another account.
Digital Wallet
Apple Pay, Google Pay, and Samsung Pay allow you to use your ARB debit card using your smart phone or watch at contact-less payment terminals.
Online and Mobile Banking
Whether you need to check a balance, pay a bill, stop a payment, or order checks, online and mobile banking make it easy!
Personal Savings
Start building your nest egg, saving for a particular goal, or just putting a little extra aside for a rainy day.
Debit Card
Start using your card the same day you open your account with our instant-issue debit card.
Customer Testimonial
American Riviera Bank knows and cares about our customers.
